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Amex Mrcc retention benefit

Ksunnylove

TF Select
VIP Lounge
Hi i have amex mrcc card up for renewal and i already have spent 1.5 lakh in last year so renewal fees will be waived. However, can i ask amex for any retention benefit ?
 
MRCC is already free first year and has minimal fees for the second year.

The value it offers against the costs is already too good to be true. Considering your annual fee is already waived off, expecting any further retention benefit might feel too optimistic at this point.!

As your spends go higher, you can try getting an expensive card and climb up the ladder to enjoy more offers, perks and card benefits! 🙂
 
fees will be waived as already spend condition is met.. now i still want to close the card .. they should offer me something like no sir pls dont close the card u are a valuable customer blah blah.
As far as my experience goes with amex, you can ask them simply to give you some bonus MR points if they do it's well and good and if they dont still it's good but don't place a closure request and demand for MR points.
PS: I don't have any amex cards 🤣
 
As far as my experience goes with amex, you can ask them simply to give you some bonus MR points if they do it's well and good and if they dont still it's good but don't place a closure request and demand for MR points.
PS: I don't have any amex cards 🤣
In first line you said - as far as your experience with amex
In last line you said - don't have any amex cards
Just thinking how🤔😎
 
I called Amex to close my Gold Charge Card and MRCC, as I planned to shift my spending to the Platinum Travel Credit Card. However, Amex offered to waive the MRCC fee and reduce the Gold Card fee by 50%, along with waiving the GST. I decided to keep both cards.
I called Amex to check for any waivers or retention for my MRCC card as I'm not able to use it much because of acceptability issues and having other Amex Plat travel that i use at places where Amex is accepted.
Annual fee will be charged on 2 March. I was told that they can review the charges only after it is levied. (For Plat Travel, they review the waiver one month before renewal - basis my experience)

Not preferring to close the card as it was sourced under referral with 1500/750 fees clause, which is no more provided now. Current spends 70K+ in current anniversary year.

Anyone having any experience/suggestions on what options can they provide? Can I be offered @GGGGGG 's offer? .
 
I called Amex to check for any waivers or retention for my MRCC card as I'm not able to use it much because of acceptability issues and having other Amex Plat travel that i use at places where Amex is accepted.
Annual fee will be charged on 2 March. I was told that they can review the charges only after it is levied. (For Plat Travel, they review the waiver one month before renewal - basis my experience)

Not preferring to close the card as it was sourced under referral with 1500/750 fees clause, which is no more provided now. Current spends 70K+ in current anniversary year.

Anyone having any experience/suggestions on what options can they provide? Can I be offered @GGGGGG 's offer? .
Why don't you try to spend 20k more to get 50% waiver atleast.
Then you can negotiate for better deal or keep it at 750.
 
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I called Amex to check for any waivers or retention for my MRCC card as I'm not able to use it much because of acceptability issues and having other Amex Plat travel that i use at places where Amex is accepted.
Annual fee will be charged on 2 March. I was told that they can review the charges only after it is levied. (For Plat Travel, they review the waiver one month before renewal - basis my experience)

Not preferring to close the card as it was sourced under referral with 1500/750 fees clause, which is no more provided now. Current spends 70K+ in current anniversary year.

Anyone having any experience/suggestions on what options can they provide? Can I be offered @GGGGGG 's offer? .
I had also spent less than 90k. Renewal fee was charged last month of Rs. 1.5k. Called customer care and asked what could be done about fee. CS waived off 75% of the fee. Within few days got refund of Rs 1125 + pro rated gst.
 
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Hi Folks, i had a typical issue. I need help. On Jan 10, I got a spend offer on my MRCC card. I spent around 40k till Feb 2025. Yesterday I upgraded to AMEX Platinum travels. The card is yet to be delivered. If I spend balance 10k using my MRCC card, today, will I get the spend offer? AMEX customer care says the spend offer was on MRCC not Plat travels. They cant say.
 
Hi Folks, i had a typical issue. I need help. On Jan 10, I got a spend offer on my MRCC card. I spent around 40k till Feb 2025. Yesterday I upgraded to AMEX Platinum travels. The card is yet to be delivered. If I spend balance 10k using my MRCC card, today, will I get the spend offer? AMEX customer care says the spend offer was on MRCC not Plat travels. They cant say.
Can you post a screenshot of the spend based offer you got. Then maybe someone can help
 
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