Amex plat charge missed payment

[Heisenberg37]

Hi there
my plat charge bill was generated of 4L i paid 3L
And forgot to pay the 1 L
Due date was 5 days before
Will it get reported to cibil as late payment?
As i paid a good amount

 

[drsel]

You better phone customer care quickly and request them not to charge you any interest and penalty.
This is the main way the banks make money out of customers.

Also you need to close this card immediately and stop paying the renewal fees.
There are so many better cards with much better value for money

 

[Heisenberg37]

You better phone customer care quickly and request them not to charge you any interest and penalty.
This is the main way the banks make money out of customers.

Also you need to close this card immediately and stop paying the renewal fees.
There are so many better cards with much better value for money

My main concern is it should get reported as late payment

 

[drsel]

Techno fino head recently made a video saying that there is 3 days Grace period but you have crossed that because you said it's 5 days late

 

[drsel]

Always make a habit of paying all bills when the statement is generated and reaches your email or SMS

 

[Random123]

In general, they don't report to cibil if minimum amount due is paid but not sure about charge card since we have to pay the whole amount
Please try calling customer care directly and get clarity on this part
But in worst case, they report it, it should be fine in long run since it will go back to previous score with time

A previous thread related to Amex but not charge card

Missed making CC payment for AmEx

I missed making a payment of Rs. 327 for my AmEx card and didn't realize it until 28 May. The statement was generated on 28 April, and the due date was 20 May. It was only after I got an email from AmEx I realized that I missed making the payment. I made a payment of 25k on 28 April, but missed...

www.technofino.in

Hope you get favourable response