Amex platinum travel

[bhavik886151]

I have AMEX MRCC which i applied on January and get approved with in a week
now i am want to apply for platinum travel
so how much the cibil score damage for back to back credit card application
also how much chance of approval as i already have AMEX MRCC

 

[timetraveller]

There is no cooling off period for Amex. You can go ahead and apply Platinum Travel if you meet the criteria.

Nil to very low impact on credit score. I've noticed increase of couple of points as well on back to back card applications. Other times, there have been marginal drop of 2-3 points.

 

[ALOAK]

Just now received emails on Amex card

Information about Most Important Terms and Conditions on your Card
Update to the Most ImportantTerms and Conditions on your Card

We’re writing to let you know that there's been some changes made to the Most Important Terms and Conditions (MITC) of your Card, in line with the extant guidelines.

These changes are pertaining to the below sections:

•Service Charge Levied for Certain Transactions
Effective immediately, an update on overlimit charge in case a fee or interest is levied by the bank on transactions approved over and above the credit limit.
•Billing Statements – Periodicity and Mode of Sending Billing and Payments
Effective 31 July 2023, change in statement preference from online to paper statement in case an incorrect or incomplete email ID is not corrected post notification from the bank.

To know more, kindly click here.

We’re here for you
In case of any queries, you can chat with us via the Amex App or call the number at the back of your Card.

We thank you for your Cardmembership and hope you make the most of your Card.


Warm regards,
American Express Banking Corp., India

 

[Deleted member 11974]

Just now received emails on Amex card

Information about Most Important Terms and Conditions on your Card
Update to the Most ImportantTerms and Conditions on your Card

We’re writing to let you know that there's been some changes made to the Most Important Terms and Conditions (MITC) of your Card, in line with the extant guidelines.

These changes are pertaining to the below sections:

•Service Charge Levied for Certain Transactions
Effective immediately, an update on overlimit charge in case a fee or interest is levied by the bank on transactions approved over and above the credit limit.
•Billing Statements – Periodicity and Mode of Sending Billing and Payments
Effective 31 July 2023, change in statement preference from online to paper statement in case an incorrect or incomplete email ID is not corrected post notification from the bank.

To know more, kindly click here.

We’re here for you
In case of any queries, you can chat with us via the Amex App or call the number at the back of your Card.

We thank you for your Cardmembership and hope you make the most of your Card.


Warm regards,
American Express Banking Corp., India

over limit fees being levied by amex