Amex sending Pre approved Limit Enhancement offer

[Heisenberg37]

I just received a CL increase offer on my Amex card
Yesterday I received this offer for my dad and my brother
Check yours

 

[aayusharyan]

Don't do every six months once a year normally they automatically do the review if u call and ask they will ask u to send payslip itr etc blah blah. It all depends on your spends and where u spend it. U do can try every six months but I doubt they would entertainment but sure u can ask them when would be the date for LE they will know which month and date u r card is for review for le

I disagree because in 6 months, you become eligible for a soft LE. There is no harm in trying, even if they ask you to send income docs. You can decide not to and that will not hamper your chances of getting an LE in the future. But if you were to get an LE in 6 months, it's good only.
Open for discussion.

 

[ALOAK]

I disagree because in 6 months, you become eligible for a soft LE. There is no harm in trying, even if they ask you to send income docs. You can decide not to and that will not hamper your chances of getting an LE in the future. But if you were to get an LE in 6 months, it's good only.
Open for discussion.

I agree u can call every six months you maybe eligible for soft le but not guaranteed you would get hike in LE. No harm in calling why I said not to because build your portfolio properly to get a better LE. If u keep calling every six months they will think you are credit hungry and they may relook at your account.that is all I meant. Any way it depends on every individual luck some get better deal some get rejected some get okaish .

 

[clkgtr]

Got the limit increase email today morning..on Dec 31st 😆. Went ahead and accepted it. I'm using the MRCC from Amex and have this card for slightly over 3 years now. Limit was increased from 6.5L to 8L

 

[Superxan]

Got the limit increase email today morning..on Dec 31st 😆. Went ahead and accepted it. I'm using the MRCC from Amex and have this card for slightly over 3 years now. Limit was increased from 6.5L to 8L

Congratulations!
May I know how many times you got LE from Amex over 3 years and whether you got auto LE each time?

 

[clkgtr]

Congratulations!
May I know how many times you got LE from Amex over 3 years and whether you got auto LE each time?

I got LE 4 times. 3 out of the 4 where auto LE. Once when I switched my job, with the increased pay I requested for a LE, which was granted. Overall for me Amex has been giving me auto LE pretty consistently every year.
I spend like 20-30k every month on an average on the card. Once in a while a big purchase like above a lakh. My Cibil has been around 790-800 in the past 5-6 yrs.