now on a travel centric card, I pay 1.8% on IRCTC tickets and 1.8% on flights. The reward rate is not actually that great if Amex deducts 1.8%. In 2 months I have spent over 2 lakhs on cards so will keep it till end of year and decide then. My other cards BOB Premier (50K) and SBI Cashback (40K) have bad limits. SC gave me 1.5 lakh limit on Ultimate but they increased the forex charge to 3.5% so thats a bummer too.
Hard to find a good card. You get a card and next month it gets devalued.