Amex Trifecta - Optimal Usage Guide

[SubhankarSubhankar is verified member.]

Sometimes back I wrote a handwritten note on how to maximise the utilisation of AMEX Trifecta and shared over Twitter, so here's the guide. Hope it helps

The Cards used here are the followings:

1. AMEX Membership Rewards Credit Card
2. AMEX Platinum Travel Credit Card
3. AMEX Gold Charge Card

As per the talks, AMEX ban is suppose to get lifted "soon enough", this guide may help you to make your choice on with which card you'd like to go for and how to maximise the MR points accumulation without breaking the bank


A huge chunk of contribution of it came from Sujit Kumar Hota ( @Skh27 ) and if you want maximise the use of MR points into airmiles, you can check this compact guide by Tejas Ghongadi ( @Tejas ) : AMEX MR Points' Utilisation in Airmiles






Apply For An Amex Credit Card - Click Here

 

[Ravana_88]

Paying 4 times fuel in a month worth Rs. 1500 each via MRCC will get me Bonus MR points of 1000 in a month ?

 

[manish09]

Paying 4 times fuel in a month worth Rs. 1500 each via MRCC will get me Bonus MR points of 1000 in a month ?

yes, you are right.

 

[ALOAK]

Paying 4 times fuel in a month worth Rs. 1500 each via MRCC will get me Bonus MR points of 1000 in a month ?

Absolutely you are correct

 

[Wealth is my birth right!]

Paying 4 times fuel in a month worth Rs. 1500 each via MRCC will get me Bonus MR points of 1000 in a month ?

But you should swipe in hp only else surcharge additional
HP accepting AmEx card you have to find

 

[ujjwal2024]

If spends are around 4Lpa then Plat Travel, you will atleast get 48k MR points. Any usage on gyftr will give additional 2x (3x in total)

No in gyftr, you get only 2x...

 

[navdeep22]

Do utility, fuel, insurance and rent payments are considered towards 4L milestone spends?

 

[Avatar Aang]

Do utility, fuel, insurance and rent payments are considered towards 4L milestone spends?

Y E S

 

[prasadpande]

Hello - I tried multiple links from the forum to apply the Platinum Travel CC. I already have an MRCC. I am showing first year fees of 3500; does someone have a referal link with first year Free option?

 

[Riya Sharma]

Hello - I tried multiple links from the forum to apply the Platinum Travel CC. I already have an MRCC. I am showing first year fees of 3500; does someone have a referal link with first year Free option?

not possible .

 

[MVC]

Hello - I tried multiple links from the forum to apply the Platinum Travel CC. I already have an MRCC. I am showing first year fees of 3500; does someone have a referal link with first year Free option?

Amex changed the policies so not possible now even there’s no use of amex now

 

[ALOAK]

Hello - I tried multiple links from the forum to apply the Platinum Travel CC. I already have an MRCC. I am showing first year fees of 3500; does someone have a referal link with first year Free option?

Not possible now it shows u need to pay annual fee to get 2k referral bonus plus 10k Mr upon spending 5k in 90 days. Fyf is gone now