Bharat pe ka bhool Gaye sirf 1.25% rupay UPI se
Yes.
Media news wale bol rahe the bade merchant negotiate kar k MDR ko 1% tak kar dete hai visa/mastercard me. which is 100% true but same thing tum RuPay CC or RuPay CC link UPI me bhi kar sakte ho.
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Aur negotiate kar sakte ho kya woh by default he low MDR pe aata ha RuPay CC link UPI me, agar already other Credit Cards pe negotiate kiya hua hai toh.
Main baat - kuch big merchants ab tak RuPay CC link UPI kyun nahi accept kiya ? (jo media wale fake rumour faila rahe hai ki high MDR hai)
simple answer hai bhai tender nikalta hai usme kuch 3rd party companies payments ko handle karte hai big merchants k.
Jio me RuPay CC link UPI accept nahi kar raha hai toh iska mtlb yeh nahi ki Mukesh Ambani ya jio ka koi employee ja kar RuPay CC link UPI ko apne merchant account se accept k liye enabled kar dega.
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Big companies me tender nikalte hai phir jo jeet ta hai usko contract diya jata hai, bahot time lagta hai yeh sab me. Saalo lag jate hai. Phir NPCI apna certification dene me saalo lagate hai.
Mera friend Freecharge me kam karta tha, usne bola tha Freecharge ko NPCI 2 years hold pe rakha tha normal UPI merchant payment accept karne k liye.
Recently, NPCI ne circular jari kiya ki ab UPI companies apne subsidary companeis me UPI/UPI AutoPay add kar sakte hai.
Toh Google play store toh UPI accept karta hai and Youtube nahi karta kyunki NPCI ne he rok k rakha tha.
Ab Google apne tender nikalega, koi payment companies jeeta and woh youtube me UPI AutoPay add karega.
Yeh bhi possible hai ki pichle tender ka expiry date July, 2024 ko hoga toh Google abhi ruka rahega and ekbar me new tender jo jari karega usme July, 2024 k baad youtube ko bhi UPI me add kar dega.
chize aise kam karta hai. Isiliye yeh 2 solid reason hai ki big merchant ab tak RuPay CC link UPI ko accept kyun nahi kar raha hai. Baki aur bhi reason hai but leave it.