Any bank offers unsecured Credit Card to Company which is less than 1 year old?

[aayusharyan]

Hey Community.

I incorporated my Pvt Ltd this FY and am looking for a Credit Card to make online payments. Till now I have received information from ICICI and Kotak Bank.
- ICICI says that they can only give unsecured CC after completion of 1 year from Incorporation. They are ready to give secured CC.
- Kotak says that they can only give unsecured CC after 3 years. Same, they can also give secured against an FD.

Is there a bank (Not NeoBank) which gives CC unsecured? I am okay to open a Current account with them and maintain balance and all. Please share your experiences in the same.
Thanks.

 

[Heisenberg37]

I opened a OPC Pvt Ltd company.
i want to know can they provide a unsecured credit card to the company.
Already holding HDFC 2 imperia Accounts and
Infinia, Biz Black, Marriot, with 14L limit....

what was the outcome @aayusharyan
@S S V @1RC

 

[sidp]

I opened a OPC Pvt Ltd company.
i want to know can they provide a unsecured credit card to the company.
Already holding HDFC 2 imperia Accounts and
Infinia, Biz Black, Marriot, with 14L limit....

what was the outcome @aayusharyan
@S S V @1RC

If you have current account of that business in hdfc with decent transactions, they'll give. Other wise depending on the cc you target they will ask for a specific cl on existing cc of that business.

 

[RAMESH BABU N]

I am one of the 2 promoter-Directors of our Private Limited Company.

First incorporated it n obtained CIN. Opened Bank account with Certificate of Incorporation and Memorandum n Articles of the Firm.

Then got a PAN for the Company.

Then got an Export-Import Licence.

Registered for GST.

We DIDNOT take any CCs for the Company.

But, you can do that now at this stage - opting for BCC - Business Credit Card.