Any LTF cards offer going currently based on C2C online

[Cj_1907]

Hi guys, are there any offer currently on LTF credit cards from BOB, IDFC, Kotak, Federal, SBI, Standard Chartered, RBL, HSBC, AU ?
I want to apply online only. Have an ITR of 12 lakhs(self employed) last financial year.
Please suggest.

My current portfolio :

ICICI :
1.) ICICI Sapphiro (Amex + mastercard) LTF ALUMNI
2.) ICICI Coral LTF
3.) ICICI Rupay LTF
4.) AMAZON ICICI LTF

Axis :
1.) Axis Magnus - Spend based waiver
2.) Axis Vistara Infinite - 10k + GST
3.) Axis Samsung Infinite - 5k + GST

HDFC :
1.) HDFC Indian Oil Rupay - 500 + GST
2.) HDFC Diners Club Black LTF ALUMNI
3.) HDFC Tata nue infinity Rupay LTF

PNB :
1.) PNB Rupay Select - 500 + GST

Indusind :
1.) Indusind legend LTF
2.) Indusind Eazydiner Signature LTF

RBL :
1.) RBL Shoprite LTF

AMEX :
1.) Amex Platinum Travel FYF
2.) Amex MRCC FYF
3.) Amex Gold - 1000 + GST

FEDERAL :
1.) Federal bank Simplifi LTF


@Baki @AritraSaha @drsel @Animal @DocFixIt @Slayer @ak93 @jack333 @Rahul Gupta @TechnoFino @bhavyegoel

 

[Cj_1907]

@Cj_1907, you can start with AU and IDFC.

For AU, you can apply via AU Swipe Up portal.

For IDFC, you should get wealth based on DCB.

for wealth, will i need to visit an IDFC branch or I can get online also?
I got rejected for AU once due to address confusion. Swipe up is not allowing me to apply again now.

 

[Animal]

You can apply for SBICARD as well which has fees up to 999. They easily reverse the annual fee and many people in this forum were able to convert to LTF.

 

[Animal]

for wealth, will i need to visit an IDFC branch or I can get online also?
I got rejected for AU once due to address confusion. Swipe up is not allowing me to apply again now.

Online. No need to visit branch. I got wealth in January this year by applying online.

 

[Cj_1907]

You can apply for SBICARD as well which has fees up to 999. They easily reverse the annual fee and many people in this forum were able to convert to LTF.

I got rejected for SBI once. what's the cool off period?
What's best way to apply for SBI card? Using c2c?

 

[Cj_1907]

@Animal it's only showing these options. no options for diners club black

 

[Animal]

@Animal it's only showing these options. no options for diners club black

You can input Infinia.

 

[Cj_1907]

It's showing these options only @Animal

 

[Animal]

It's showing these options only @Animal

You can manually type it. When I was applying it wasn’t showing SC Ultimate, so I typed it manually and it showed Wealth.

Btw what’s your DCB limit?

 

[Cj_1907]

You can manually type it. When I was applying it wasn’t showing SC Ultimate, so I typed it manually and it showed Wealth.

Btw what’s your DCB limit?

DCB limit is 6 lakhs

 

[Cj_1907]

can i put ICICI sapphiro with 8 lakhs limit?

 

[Cj_1907]

It gave me ltf select instead of wealth. anyway. accepting it for now.

 

[Animal]

can i put ICICI sapphiro with 8 lakhs limit?

Yeah better try with Sapphiro. I had 8L limit on SC Ultimate.

 

[Vasuki]

It gave me ltf select instead of wealth. anyway. accepting it for now.

Expected .. .

 

[Cj_1907]

Yeah better try with Sapphiro. I had 8L limit on SC Ultimate.

I got select after putting sapphiro with 8l limit

 

[Cj_1907]

@Animal It's asking me office address. I work remotely for a US based company. what should i put?

 

[Vasuki]

I got select after putting sapphiro with 8l limit

Bcz if itr u got select. If u had put more itr then wealth

For salaried it had to be put 3l pm for wealth..
Or sometimes u get lucky with less income too

 

[Cj_1907]

Expected .. .

why expected bro? Whom do they give Wealth credit card?

 

[Vasuki]

@Animal It's asking me office address. I work remotely for a US based company. what should i put?

Put nearby address as your office address.
They will do home verification since no doc is required

 

[Cj_1907]

Bcz if itr u got select. If u had put more itr then wealth

For salaried it had to be put 3l pm for wealth..
Or sometimes u get lucky with less income too

oh okay okay.

 

[Cj_1907]

Put nearby address as your office address.
They will do home verification since no doc is required

nearby address as in any address? i am in noida right now. should i put noida address?