Any tip for apply cc

[banker]

I get my salary in cash. So how can i apply for cc any tips?

 

[vaibhav111]

Maybe, Maybe Not.

As I mentioned in my previous post, not everything can be discussed here. An experienced CA can help with this matter.

Also, since he mentioned family income, HUF is also an option.

@vaibhav111

Yeah I did read that. For sole proprietorship which I know need gst cause I'm too a sole proprietor need GST and then only you can open current Account.

 

[banker]

Listen OP.. you have long journey so deposit in some zero MAB Account I don't tell which search in the forum second keep using as per need don't over use to chase cc offer and in 6 months time you will pre approved offer for around 10 to 50k approx could be higher too. And slowly apply after 1 year from approval of pre approved cc for LTF card.

Okay thanks alot

 

[4uziaul]

Yeah I did read that. For sole proprietorship which I know need gst cause I'm too a sole proprietor need GST and then only you can open current Account.

Depending on the turnover, you may not have to register your business for GST. The threshold is Rs. 40 lakh for the sale of goods, Rs. 20 lakh for services, and Rs. 10 lakh for certain businesses. In short, the obligation to register for GST depends on the turnover and nature of the business. Moreover, you don't need GST to open a current account.

 

[vaibhav111]

you don't need GST to open a current account.

I know this but 3 year ago in July of 2020 hdfc bank said without gst we can't issue you current account. If other bank doesn't ask this requirement then it great for OP.

 

[deep@vie]

Brother @bankerfirst of all,change your name😂
Then transfer funds to your existing kotak account & try to do transactions using it's dc & account(upi), you'll get pre-approved offer soon.

 

[banker]

Brother @bankerfirst of all,change your name😂
Then transfer funds to your existing kotak account & try to do transactions using it's dc & account(upi), you'll get pre-approved offer soon.

But thats my name, its not my full name but its my name n in my language it mean something else.

 

[P B R G]

But thats my name, its not my full name but its my name n in my language it mean something else.

Banker is your surname? I have a colleague with Banker surname and initially I used to think he might have worked in banks in the past as a banker.

 

[cardy]

We dont need to file ITR becoz we are ST n thats why i always pay in cash for everything so i only use bank account for mutual fund or for FD

Why don't you consider asking your manager for a credit card where you have FD and mutual fund.

And also you can have a credit card against FD.

 

[deep@vie]

But thats my name, its not my full name but its my name n in my language it mean something else.

Is it your first name or last?

 

[deep@vie]

But thats my name, its not my full name but its my name n in my language it mean something else.

Is it बैंकर??

 

[banker]

Is it बैंकर??

Sorry i cant read that.

 

[banker]

Is it your first name or last?

Its half of my first name

 

[deep@vie]

Its half of my first name

Great . .