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Anyone faced this problem ? Any ideas ?

Actually I am also in talks with Kotak Privy, is it good?
They are offering Kotak White CC as LTF. That's why I'm thinking. Should I negotiate for White Reserve as LTF?
They usually give White with Privy Platinum and White Reserve with Privy Black. You can try for Reserve. Maybe they can take some approval in your case ? My experience with them has been solid for last 5 years. I have the Privy League Signature CC which became LTF with Privy Plat.
 
They usually give White with Privy Platinum and White Reserve with Privy Black. You can try for Reserve. Maybe they can take some approval in your case ? My experience with them has been solid for last 5 years. I have the Privy League Signature CC which became LTF with Privy Plat.

This is the brochure the Sales Rep sent me. I am still to negotiate with her if I can get Privy Platinum with less MAB requirement. But she offered Privy League Account with White CC as LTF.

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This is the brochure the Sales Rep sent me. I am still to negotiate with her if I can get Privy Platinum with less MAB requirement. But she offered Privy League Account with White CC as LTF.

View attachment 35107
They have sent to you the brochure for Optima which has been replaced by newer nomenclature since May this year.

Prima became Neon
Optima became Platinum and
Insignia became Black.

So, you have been offered Privy Plat only which comes with LTF White šŸ˜
 
They have sent to you the brochure for Optima which has been replaced by newer nomenclature since May this year.

Prima became Neon
Optima became Platinum and
Insignia became Black.

So, you have been offered Privy Plat only which comes with LTF White šŸ˜
I see, got it. So my next step is to negotiate for Privy Black. Since I will be NTB, I can negotiate well. Hehe, Will talk with her on Monday. Wish me luck, hehehe.
 
Means. The total relationship value. How much you hold in the savings acc, fd or if there are any investments done from the account.
I had a kotak everyday debit card issued with my salary account but I didn't make any transactions in the first 90 days so they blocked or there was some issue with it , so when I called customer care they said ok np we will issue u a new card and they said they r giving me the same variant but in post I got the privy league black card
 
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