Anyone got HDFC Core Card as a Second Card after having HDFC Tata Neu card as their first ever (Debut) Card

[SSV]

Want to know if anyone got (either thru pre approved / online/ offline) a HDFC core card like regalia, Millinea etc as their 2nd card after having the Tata Neu Card as their first ever card?

If anyone got a card like this, then it would be contrary to the following HDFC's advice in response to my question regard the same subject matter...
Thanks in advance...

 

[SSV]

Depends upon how knowledgeable or keen HDFC employees are.

That is the reason why my question to start with.., this way we can evaluate how difficult this task would be. It seems not only us, even the staff had to be competent to achieve this target, hence it can be classified as a moderately difficult task...

 

[phagocyte536]

Have Neu plus, applied millenia and it was rejected saying I already have one card

 

[Akashn]

Have Neu plus, applied millenia and it was rejected saying I already have one card

How did you apply?

 

[Deleted member 16965]

escary. themku.

Yeh typing error hai kya 🤣 nahi toh muh se supari waala meme ban jaayega 🤣🤣

 

[phagocyte536]

How did you apply?

Online

 

[BeingIncog]

Yeh typing error hai kya 🤣 nahi toh muh se supari waala meme ban jaayega 🤣🤣

nothing like that, eshtyle hai.

 

[SSV]

Have Neu plus, applied millenia and it was rejected saying I already have one card

This is what generally expected ... Could you share whether it is online or offline and some more details if possible..

 

[phagocyte536]

This is what generally expected ... Could you share whether it is online or offline and some more details if possible..

Was online application. What other details do you need?

 

[Deleted member 16965]

nothing like that, eshtyle hai.

 

[SSV]

Was online application. What other details do you need?

how long the relationship, any previliged account, how old the first card, from which link you applied from the hdfc website etc.. any thing you would not mind sharing that could help us for a better understanding...

 

[BeingIncog]

hehehe

 

[credit_debit]

One of my friends had similar issue. He holds classic account and first card he took was Tata Neu Infinity in April 23. He was interested in DCB later and RM told him to wait to 3 months and then contact him for offline application. RM said that he will process it offline. So it seems that core card can be obtained later too.
Logically also its not a violation of any policy as HDFC allows 1 core and 1 co-branded card, but its reverse way round. So all depends on CIBIL, Bank Relationship, RM. Ultimately banks are here to sell and make money.

 

[phagocyte536]

how long the relationship, any previliged account, how old the first card, from which link you applied from the hdfc website etc.. any thing you would not mind sharing that could help us for a better understanding...

Hardly any relationship.. 3 months old savings bank and neu plus card.

Usual link of card application that comes from a Google search .. nothing special

 

[SSV]

Hardly any relationship.. 3 months old savings bank and neu plus card.

Usual link of card application that comes from a Google search .. nothing special

Thanks for sharing the details. Appreciated

 

[Akashn]

One of my friends had similar issue. He holds classic account and first card he took was Tata Neu Infinity in April 23. He was interested in DCB later and RM told him to wait to 3 months and then contact him for offline application. RM said that he will process it offline. So it seems that core card can be obtained later too.
Logically also its not a violation of any policy as HDFC allows 1 core and 1 co-branded card, but its reverse way round. So all depends on CIBIL, Bank Relationship, RM. Ultimately banks are here to sell and make money.

Was he getting any pre approved cc offer in net banking after tata neu?

 

[SSV]

One of my friends had similar issue. He holds classic account and first card he took was Tata Neu Infinity in April 23. He was interested in DCB later and RM told him to wait to 3 months and then contact him for offline application. RM said that he will process it offline. So it seems that core card can be obtained later too.
Logically also its not a violation of any policy as HDFC allows 1 core and 1 co-branded card, but its reverse way round. So all depends on CIBIL, Bank Relationship, RM. Ultimately banks are here to sell and make money.

Have 3 months been passed yet? If so any outcome?

 

[Akashn]

Hardly any relationship.. 3 months old savings bank and neu plus card.

Usual link of card application that comes from a Google search .. nothing special

What about pre approved cc offers? Did you get any? Like moneyback

 

[phagocyte536]

I called the lady whose contact is given in alumni DCB thread. She said she could get my neu plus upgraded to DCB (I find that strange). At that point i was in magnus fever + milking 1% beu coins by paying CC bill through neu plus on payzapp. (That's been completely fixed afaik now)

I will call her up again to get DCB uber alumni program now that magnus will s dead soon.

 

[phagocyte536]

What about pre approved cc offers? Did you get any? Like moneyback

No.. honestly don't know where these come up.

 

[Akashn]

I called the lady whose contact is given in alumni DCB thread. She said she could get my neu plus upgraded to DCB (I find that strange). At that point i was in magnus fever + milking 1% beu coins by paying CC bill through neu plus on payzapp. (That's been completely fixed afaik now)

I will call her up again to get DCB uber alumni program now that magnus will s dead soon.

Please Do update here after your call 😄