Anyone having pnb Rupay select

[Vasuki]

I have pnb account from like 7-8 year .
I never used it in last 3-4 year but it is active
Got Gov DBT benefits somehow it got credited in pnb account & i didn't used it in long time .

Rn it had Rupay classic debit card

How to get rupay select wellness Debit card
I know i have to request via branch .

Does pnb gives rupay select on every account?
Anyone having pnb rupay select - share your experience of getting it

 

[jetesh]

Online They are offering Rupay Select CC against FD, 80% of FD is Limit. Has anyone availed it?

Which bank ??

 

[Vasuki]

Which bank ??

Pnb bruh check out the app

 

[jetesh]

Pnb bruh check out the app

PNB One or PNB Genie ??

 

[jetesh]

Pnb bruh check out the app

Bro, I didn't find it; please share the link or any screenshot.

 

[jetesh]

As per the website PNB Bank offers Rupay Platinum and Classic credit card against FD

CREDIT CARD AGAINST FD THROUGH PNBONE APP

CREDIT CARD AGAINST FD THROUGH PNBONE APP

www.pnbindia.in

 

[cc_dc_explorer]

I have pnb account from like 7-8 year .
I never used it in last 3-4 year but it is active
Got Gov DBT benefits somehow it got credited in pnb account & i didn't used it in long time .

Rn it had Rupay classic debit card

How to get rupay select wellness Debit card
I know i have to request via branch .

Does pnb gives rupay select on every account?
Anyone having pnb rupay select - share your experience of getting it

Hi @Vasuki ,

Any update on getting PNB RuPay Select DC ? Can you share update on the MAB, Charges?

Reason why I'm asking is...
On PNB website DC section it mention 750 AMC...

On PNB website Elite account section it mention 400 AMC..





It is confusing.. Let me know your PNB experience since you might have got it by now.

 

[MURUGESH]

i applied PBN Select debit card through branch yesterday on Normal account, they are ok even if current account balance is > 50k ( QAB > 50k is not mandatory). I didn't upgrade my account to higher variant as it will incur charges if the balance drops below 50k

 

[imdjay]

i applied PBN Select debit card through branch yesterday on Normal account, they are ok even if current account balance is > 50k ( QAB > 50k is not mandatory). I didn't upgrade my account to higher variant as it will incur charges if the balance drops below 50k

So there were no charges for you?

 

[MURUGESH]

charges are there for me. because my account type is SB Normal. you need to change the account type to Elite and maintain 50k balance always to waive charges in PNB or account should be salary account

 

[cc_dc_explorer]

charges are there for me. because my account type is SB Normal. you need to change the account type to Elite and maintain 50k balance always to waive charges in PNB or account should be salary account

Did they confirm that getting elite with 50k balance will get the charges waived? I went to branch and asked but they didn’t have any information…

 

[MURUGESH]

Did they confirm that getting elite with 50k balance will get the charges waived? I went to branch and asked but they didn’t have any information…

I haven’t asked them, but as per website all Elite accounts has waiver for debit card fee. When they apply it will show in system for them.. that’s how they found 50k is required for me to apply

 

[imdjay]

Did they confirm that getting elite with 50k balance will get the charges waived? I went to branch and asked but they didn’t have any information…

Ironically, when I was charged for the supposedly free RuPay Platinum card, I filed a CGRMS complaint and was advised to apply for a RuPay Select card, which was said to have no annual or joining fees. However, upon applying at the branch, charges were applied immediately after processing. Even the branch team was clueless. I've been maintaining a 50k balance for years.

 

[cc_dc_explorer]

I haven’t asked them, but as per website all Elite accounts has waiver for debit card fee. When they apply it will show in system for them.. that’s how they found 50k is required for me to apply

Ironically, when I was charged for the supposedly free RuPay Platinum card, I filed a CGRMS complaint and was advised to apply for a RuPay Select card, which was said to have no annual or joining fees. However, upon applying at the branch, charges were applied immediately after processing. Even the branch team was clueless. I've been maintaining a 50k balance for years.

Having and maintaining 50k is the eligibility criteria for Rupay Select card in PNB. That means you are eligible to apply for the Card and the card will show in their system to apply for your account if you maintain such AMB. That doesn't means that the charges will be waived off. Therefore , if any banker says so ask them to provide in writing or via mail. Yes, it is written on website, but when I confirmed with BM and RM of nearby branch they failed to validate and provide in writing.

Also, the charges are mentioned different for the same RSDC card in different place on their website. That is another doubt.

In short they also don't know if it is true or not.

 

[imdjay]

Having and maintaining 50k is the eligibility criteria for Rupay Select card in PNB. That means you are eligible to apply for the Card and the card will show in their system to apply for your account if you maintain such AMB. That doesn't means that the charges will be waived off. Therefore , if any banker says so ask them to provide in writing or via mail. Yes, it is written on website, but when I confirmed with BM and RM of nearby branch they failed to validate and provide in writing.

Also, the charges are mentioned different for the same RSDC card in different place on their website. That is another doubt.

In short they also don't know if it is true or not.

Your post doesn't make any sense in my case and I do not understand what you want to communicate.

I have already written everything. Yes, one thing I missed is that I have had an elite account for a very long time. I thought it was self-understood.
Read again if you have missed it, I have this in writing. The CGRMS team replied to my complaint when I was charged for Rupay Platinum DC. They wrote me to apply for a Rupay select card from the Branch as that has no joining and annual fees for my account variant.

 

[cc_dc_explorer]

Your post doesn't make any sense in my case and I do not understand what you want to communicate.

I have already written everything. Yes, one thing I missed is that I have had an elite account for a very long time. I thought it was self-understood.
Read again if you have missed it, I have this in writing. The CGRMS team replied to my complaint when I was charged for Rupay Platinum DC. They wrote me to apply for a Rupay select card from the Branch as that has no joining and annual fees for my account variant.

Ironically, when I was charged for the supposedly free RuPay Platinum card, I filed a CGRMS complaint and was advised to apply for a RuPay Select card, which was said to have no annual or joining fees. However, upon applying at the branch, charges were applied immediately after processing. Even the branch team was clueless. I've been maintaining a 50k balance for years.

"""However, upon applying at the branch, charges were applied immediately after processing. """

Your previous comment which I quoted above sounds like """ after CGRMS team said that no annual or joining fees will be there, you applied for rupay select but charges were applied immediately after processing."""

I hope that is not the case.

So all in all you applied RSDC ? When was it that you applied and till now any charges levied or levied but reversed?

 

[armat]

Rupay Select Credit card benefits with no fees.

What is minimum FD amount to get rupay select credit card ?

 

[bigbyte]

What is minimum FD amount to get rupay select credit card ?

I am anot aware of any minimum criteria but my guess would be 50k.

 

[cardy]

Doraemon young hai. 2-3 baar Uco bank aur chote Psu banks ka app dekhega toh Hdfc ko jannat samjhega.

Ye kya boldiya vai ne 🤣🤣