Anyone using Credit Line On Upi

[Saiv]

As upi pay later option is live on Icici & HDFC bank anyone tried it. I heard hdfc charging ₹149 for activation & ICICI charging service charge for using extra than credit limit

 

[Deleted member 11974]

So, if the total bill is under 2K, they don't charge any service fee. then after that they start charging based on the amount used. I had that table of computation somewhere. Not able to find it rn.

3k and above is chargeable at 75+ gst and for every 3k over and above 3k another 75 + gst is levied

 

[aayusharyan]

3k and above is chargeable at 75+ gst and for every 3k over and above 3k another 75 + gst is levied

Ahhh, maybe that's 3K. I don't remember exactly.

 

[D₹V]

Loot lo harr jagah se bhai aap toh.

Sorry but I don't use ICICI pay later 😞🤣

 

[D₹V]

3k and above is chargeable at 75+ gst and for every 3k over and above 3k another 75 + gst is levied

And they give 50 cashback on pockets for paying 3k & above for their pay later bill 🤣.

 

[Deleted member 11974]

I used to call cc and get it waived off every time

 

[panchabhut]

He meant ICICI charges you if you use pay later while most of the BNPL are free.

So that was sarcasm saying ICICI BNPL as OD facility with charges.

I used ICICI Paylater from around mid 2018 to mid 2022 And entire period it was shown as Current Acct in the Stmt with negative bal. Those days, it was free.

 

[D₹V]

I used ICICI Paylater from around mid 2018 to mid 2022 And entire period it was shown as Current Acct in the Stmt with negative bal. Those days, it was free.

Never knew that 🫢.