APAY & recent via twitter Platinum CC, Now iMobile offers Zero Balance Account? Any issues with taking it?

[insight]

APAY & recent via twitter Platinum CC, Now iMobile offers Zero Balance Account? Any issues with taking it?

 

[rams]

According to https://www.technofino.in/community/threads/icici-zero-balance-account.16969/ , there is Zero balance account. There must be some terms and conditions during the process. Why don't you just try?

 

[NShah]

APAY & recent via twitter Platinum CC, Now iMobile offers Zero Balance Account? Any issues with taking it?

If you want icici zero balance take it
No issue your credit card user id will be merged with your new saving account

 

[plastikman]

If you want icici zero balance take it
No issue your credit card user id will be merged with your new saving account

In case card account shows privilege banking then will account also be Privileged ?

 

[Amit_]

Where did you see zero balance account offer. I have icici card with 4.2 lakh limit. But I can't see any offer.

 

[AlgoTrader]

i also got a similar notification, but not sure, and i also have privilege banking in imobile app header,

 

[NShah]

In case card account shows privilege banking then will account also be Privileged ?

Yes I think you got previledge on the basis of your cc

 

[insight]

Where did you see zero balance account offer. I have icici card with 4.2 lakh limit. But I can't see any offer.

They recently upped me from 3.4 to 5.

Its a notification on the app, maybe I can share the image later.

With more screenshots on what it all entails before I commit.

 

[Amit_]

They recently upped me from 3.4 to 5.

Its a notification on the app, maybe I can share the image later.

With more screenshots on what it all entails before I commit.

Thanks Bro

 

[pothi]

They recently upped me from 3.4 to 5.

Its a notification on the app, maybe I can share the image later.

With more screenshots on what it all entails before I commit.

Please do share the offer as screenshot. Thanks.

 

[insight]

They recently upped me from 3.4 to 5.

Its a notification on the app, maybe I can share the image later.

With more screenshots on what it all entails before I commit.

@amit90 @Pothi @ssv

What account offer is this and is it less drama than getting the WMA?

 

[pothi]

That’s nice! I always turn off notifications from most banking apps. Time to turn on notifications!

 

[insight]

That’s nice! I always turn off notifications from most banking apps. Time to turn on notifications!

I get it. They're Very annoying. Most of its useless marketing Bull.

I'd probably do the same if I was working etc, normal life. I was down (bed & bath) for few years and just coming back to life and still undergoing treatments.

PS: Any thoughts on the account being offered? @S S V ^

 

[insight]

That notification was gone but guess this is visible in my app; clicked open safari.

 

[NShah]

That notification was gone but guess this is visible in my app; clicked open safari.

View attachment 32199

But this not zero balance account it's zero initial funding

 

[insight]

That notification was gone but guess this is visible in my app; clicked open safari.

View attachment 32199

That notification was gone but guess this is visible in my app; clicked open safari.

View attachment 32199

Doesn’t seem like free.

 

[insight]

But this not zero balance account it's zero funding

And that shows up in the third screen.

 

[pothi]

Usual marketing gimmick.

 

[insight]

Usual marketing gimmick.

Could we hold them for misrepresentation. RBI?

 

[pothi]

I don’t think so. Technically, we can keep any account as zero balance. That’s why ICICI notification ended with the text “T&Cs”.