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Apparently these cards are pre-approved for me, which one should i get?

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my main priority is credit limit, which one one of these banks is most likely to give a high credit limit? i need high credit limit so i can get another card on c2c basis haha iykyk šŸ« 

most of my purchases are just grocery, food, dining and entertainment related.

based on this Swiggy cc might seem like a good idea but i already have zomato gold and swiggy doesnt even have the restaurants i usually order from.

so which card here is probably going to be the easiest to get + give highest limit


1699042382182.png
 
Apply For LTF AU LIT Credit Card
Apply For LTF HDFC Swiggy Credit Card
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bigwillybilly said:
my main priority is credit limit, which one one of these banks is most likely to give a high credit limit? i need high credit limit so i can get another card on c2c basis haha iykyk šŸ« 

most of my purchases are just grocery, food, dining and entertainment related.

based on this Swiggy cc might seem like a good idea but i already have zomato gold and swiggy doesnt even have the restaurants i usually order from.

so which card here is probably going to be the easiest to get + give highest limi
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Paisabazaar pre approved doesn't mean pre approved. It's a scam.

You will have to go through the regular application process.

They just write pre approved to attract dum dums to apply for cards and they pocket the commission.
Don't fall for it.
 
bigwillybilly said:
my main priority is credit limit, which one one of these banks is most likely to give a high credit limit? i need high credit limit so i can get another card on c2c basis haha iykyk šŸ« 

most of my purchases are just grocery, food, dining and entertainment related.

based on this Swiggy cc might seem like a good idea but i already have zomato gold and swiggy doesnt even have the restaurants i usually order from.

so which card here is probably going to be the easiest to get + give highest limit
Click to expand...
How much is the highest credit limit on your existing credit card?
 
Paisabazaar pre-approved means they've assessed your profile and thought that you'll definitely get that card.

But banks treat that as a new application and can approve or reject your application based on their internal criteria.

Also, if the application is approved, Paisabazaar gets a commission which they've decided with the partner banks. They're just like those pesky agents that call you randomly quoting they're speaking on behalf of ABC Bank and that you've a pre-approved LTF XYZ Card on your profile.
 
bigwillybilly said:
my main priority is credit limit, which one one of these banks is most likely to give a high credit limit? i need high credit limit so i can get another card on c2c basis haha iykyk šŸ« 

most of my purchases are just grocery, food, dining and entertainment related.

based on this Swiggy cc might seem like a good idea but i already have zomato gold and swiggy doesnt even have the restaurants i usually order from.

so which card here is probably going to be the easiest to get + give highest limit


View attachment 34103
Click to expand...
These are not pre approved.

But interestingly they are giving you Duet Card as LTF. I have been looking for that card for some time now and I am not able to get that as LTF. What's your relationship with PaisaBazaar as of now?
Also, what is your Credit Summary (Just to get an idea if they have some conditions where they offer this card as LTF).
 
PAISABAZAAR has always been GOOD to me šŸ˜› . Most of my CC's like HSBC,CITI,ICICI,HDFC,KOTAK are all applied through them and got it. It was during 2018-19. Surprisingly no SPAM calls from them till then. Even now i check my CREDIT SCORE with them.

Speaking of BANKBAZAAR, they used to call MULTIPLE times to sell the YES BANK LTF stupid card to me.
 
rajcasio said:
PAISABAZAAR has always been GOOD to me šŸ˜› . Most of my CC's like HSBC,CITI,ICICI,HDFC,KOTAK are all applied through them and got it. It was during 2018-19. Surprisingly no SPAM calls from them till then. Even now i check my CREDIT SCORE with them.

Speaking of BANKBAZAAR, they used to call MULTIPLE times to sell the YES BANK LTF stupid card to me.
Click to expand...

Wow, I have an interesting relationship with PB. Whenever I check my score or browse cards on their platform. Their automated systems calls me in like next 10 mins. Then once they connect me with the agent. The agent realises I am not a potential customer and disconnects on just after saying hello (most likely that's when the agent sees my profile on their system).

This has been happening with me for almost 1.5 years now
 
rajcasio said:
PAISABAZAAR has always been GOOD to me šŸ˜› . Most of my CC's like HSBC,CITI,ICICI,HDFC,KOTAK are all applied through them and got it. It was during 2018-19. Surprisingly no SPAM calls from them till then. Even now i check my CREDIT SCORE with them.

Speaking of BANKBAZAAR, they used to call MULTIPLE times to sell the YES BANK LTF stupid card to me.
Click to expand...
Even I have the exact same experience as you. Paisabazaar hasn't been bad at all. Bank Bazaar is a monster šŸ¤£
 
aayusharyan said:
These are not pre approved.

But interestingly they are giving you Duet Card as LTF. I have been looking for that card for some time now and I am not able to get that as LTF. What's your relationship with PaisaBazaar as of now?
Also, what is your Credit Summary (Just to get an idea if they have some conditions where they offer this card as LTF).
Click to expand...
why do you want that card? is it good?

hihi what do you mean by credit summary? i have 2 credit cards, i have not taken any loans, never missed any payments, is that what you wanted to know šŸ¤­?
 
bigwillybilly said:
my main priority is credit limit, which one one of these banks is most likely to give a high credit limit? i need high credit limit so i can get another card on c2c basis haha iykyk šŸ« 

most of my purchases are just grocery, food, dining and entertainment related.

based on this Swiggy cc might seem like a good idea but i already have zomato gold and swiggy doesnt even have the restaurants i usually order from.

so which card here is probably going to be the easiest to get + give highest limit


View attachment 34103
Click to expand...
Go for icici card for limit increase.. apay, platinum, coral.. will do..

And stop using this kind of website..
 
bigwillybilly said:
why do you want that card? is it good?

hihi what do you mean by credit summary? i have 2 credit cards, i have not taken any loans, never missed any payments, is that what you wanted to know šŸ¤­?
Click to expand...
It's not good, I have better cards... It's just that if it's LTF. I wouldn't mind adding this card to my Arsenal. That's why I am looking for that LTF offer.
However, I am unsure and I think RBL had 1 card policy because of which I am not getting this offer. If anyone can tell more about this policy, it will be helpful.
 
bigwillybilly said:
my main priority is credit limit, which one one of these banks is most likely to give a high credit limit? i need high credit limit so i can get another card on c2c basis haha iykyk šŸ« 

most of my purchases are just grocery, food, dining and entertainment related.

based on this Swiggy cc might seem like a good idea but i already have zomato gold and swiggy doesnt even have the restaurants i usually order from.

so which card here is probably going to be the easiest to get + give highest limit


View attachment 34103
Click to expand...
Scam alert nothing is pre approved unless you got it directly from bankšŸ˜‚
 
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