Application for Amazon Pay ICICI credit card

[iM23]

On December, 2023 I got my first ICICI credit card which is LTF HPCL coral, and just after a few days ICICI offered me Coral rupay LTF. As far as I can recall, if I am not wrong, the Amazon Pay ICICI card was showing pre-approved for me on Amazon (does it show this or I am mistaken here?) on March, 2024. But now I want to apply for it and now Amazon is showing this -

So, is there a good chance for me to get the card if I enter my ICICI card details? Or it's just for attracting people and I have to provide income documents (which I can't)?

 

[lightwaves]

If I already have a card with ICICI and the card is shown as pre-approved in the Amazon app, will there be an additional CIBIL hit?
Asking because, I just applied for another card and there was an enquiry (got an SMS from CIBIL).

I do not want to have multiple enquiries in quick succession.

Thanks.

 

[lightwaves]

If I already have a card with ICICI and the card is shown as pre-approved in the Amazon app, will there be an additional CIBIL hit?
Asking because, I just applied for another card and there was an enquiry (got an SMS from CIBIL).

I do not want to have multiple enquiries in quick succession.

Thanks.

Any idea on this one? @drsel @Wealth is my birth right! @SSV

 

[imdjay]

Any idea on this one? @drsel @Wealth is my birth right! @SSV

No. there won't be any cibil hit if the card is showing up in the imobile app as a pre-approved upgrade.

 

[lightwaves]

No. there won't be any cibil hit if the card is showing up in the imobile app as a pre-approved upgrade.

Thanks!

It’s not an upgrade. It’s showing as preapproved.

 

[imdjay]

Thanks!

It’s not an upgrade. It’s showing as preapproved.

If it's inside imobile app and not through a new apply card option, it should not hit your CIBIL.
If you can share an image, we can confirm.

 

[lightwaves]

Sure, I see this in Amazon App like this

 

[lightwaves]

Sure, I see this in Amazon App like this View attachment 62910

 

[imdjay]

View attachment 62912

This is not imobile app. and surely hit your CIBIL.
I thought you were talking about card upgrades inside ICICI iMobile app. My Bad.

 

[lightwaves]

Thanks for your inputs

 

[Wealth is my birth right!]

Sure, I see this in Amazon App like this View attachment 62910

Nope its a fresh application
If u apply today u will get CIBIL hit tomorrow and if eligible u get card tomorrow morning in imobile app

 

[lightwaves]

Nope its a fresh application
If u apply today u will get CIBIL hit tomorrow and if eligible u get card tomorrow morning in imobile app

Thanks for the confirmation.

 

[Card_Crafter]

View attachment 62912

Is it showing get card in 60 seconds? If yes, it's a pre-approved offer based on your other ICICI card. You can go ahead if you want the card. It will be generated instantly.

If get card in 60 seconds is not showing, then it'll be a fresh application with CIBIL hit.

 

[Wealth is my birth right!]

Is it showing get card in 60 seconds? If yes, it's a pre-approved offer based on your other ICICI card. You can go ahead if you want the card. It will be generated instantly.

If get card in 60 seconds is not showing, then it'll be a fresh application with CIBIL hit.

OP concerns for CIBIL hit
That’s why not suggesting

 

[Card_Crafter]

OP concerns for CIBIL hit
That’s why not suggesting

In first scenario, there won't be any CIBIL hit. Atleast last year when I applied there were no CIBIL enquiries. Card was generated instantly within 5-10 seconds.

If they are doing CIBIL check nowadays then I am not aware of. But it shouldn't if it's pre-approved.

 

[Wealth is my birth right!]

In first scenario, there won't be any CIBIL hit. Atleast last year when I applied there were no CIBIL enquiries. Card was generated instantly within 5-10 seconds.

If they are doing CIBIL check nowadays then I am not aware of. But it shouldn't if it's pre-approved.

Maybe op can attempt after Aug mid so that if hit in CIBIL also moved to next month

 

[lightwaves]

OP concerns for CIBIL hit

Yes, I applied for another card last night and I don't want to have another hit in quick succession.

 

[lightwaves]

Maybe op can attempt after Aug mid so that if hit in CIBIL also moved to next month

Yes, will try this after a few weeks. Thanks!

 

[Wealth is my birth right!]

Yes, will try this after a few weeks. Thanks!

Welcome
Keep up the CIBIL consciousness
I am weak over there😋

 

[lightwaves]

Yes, will try this after a few weeks. Thanks!

Couple more questions. My current ICICI card(Coral Rupay LTF) has a limit of 7 lakhs INR.
1. Will this Apay card share that limit?
2. Will this be separately reported to CIBIL, thus increasing the total credit limit and exposure?

 

[AllThatStuff]

ICICI Amazon credit card got approved for my wife…how can I get the digital copy of the card before physical card arrives??