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Applied 5 cards in last one month
- Thread starter ak1423
- Start date
It depends on your profile. Nothing fixed. Check your score.
I ate 5 Idlis now.. what happens??
your question is just like that...
Riya
TF Legend
I applied for almost 12 cards in last 2 months of 2022... score wasn't affected much... initially dropped a wee bit but stabilized since last one year
It depends on what I ate before idlis? How long before? What I ate along side idlis etc etc…
So, give us your complete profile.
1) age of credit profile
2) no of CCs along with CLs
3) what’s your current score
Etc
whatever happens.. his credit score will drop for sure
Not necessarily.. my oldest card is 5.5 years , I had 15 enquiries in the last two months.. nothing happened..
Okay got it??
I have been waiting for a quite long time ..
Please go thru my posts
good for you.. you digest your idlis well
Please go thru this.. then you will know how well my digestion is
Thread 'My Credit Bureau Journey - An Experience (Experian, CRIF and Equifax)'
https://www.technofino.in/community...n-experience-experian-crif-and-equifax.14542/
ak1423
TF Select
Current score 773 cibil
Oldest cc - 8 year
Axis-3 cards, hdfc CL - 1.1 L
Amex 3 cards CL-2.7L
Credit utilisation - 35%
3 cc's are yet to be reported..I don't find them in the report
Credit utilisation will come down if they report all cc's
You should be fine, nothing happens to your score.. even if there is any minor dent it will recover pretty quickly..
As your credit age is more than 5 years no need to worry about enquiries..
Reduce your utilisation % ..
Utilisation % counts both at each account level and overall
ak1423
TF Select
when we pay off immediately after utilising..does it still effect score
You mean, pay off before bill generation??
You can go thru this as well
Post in thread 'My Credit Bureau Journey - An Experience (Experian, CRIF and Equifax)'
https://www.technofino.in/community...e-experian-crif-and-equifax.14542/post-396449
This is the best possible scenario.. your score will be touching near 800.. all the best
BTW, you haven’t reacted to my idly post 😉
Just for fun.. we need to have fun in life..
Take it easy
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