Applied and approved Airtel-Axis bank Card instantly.

[Hritaban]

Got a call from my Axis bank branch (which is just a student account with only ₹3000 balance) about pre approved cards and the guy asked me to apply for any card that I deemed necessary for myself.



My eyes were on Airtel axis for sometime as I was rejected for it twice before, so I asked him for that, he asked to apply for it using his code and branch code and he will approve it instantly.


I obliged and did the necessary steps, application was submitted on 11:09, he asked me to wait for a min and instantly approved it from his end on 11:10 🙆🏼‍♂️🙆🏼‍♂️🙆🏼‍♂️

Holy Moly guys! I have never had such a smooth sailing for any card before.

Although the limit is a bit lower, I'm happy to get this card as I have two airtel sims and this would make my billing much much rewarding!

 

[eldraco]

He didn't approve anything. Your application ref. no. starts with ML which means it was a pre-approved card. You would've gotten it anyway. He just made you use his code for his benefit.

 

[FinoGuy]

Holly molly branch agent didn't get you special approval which you obliged. You just accepted the already approved card. Holly molly.
Welcome to the world of F'axis which is in addition to x/y/z axis, A special offering by Axxus Bank.

 

[Hritaban]

Damn, let me enjoy my 2 mins of happiness 🥺

Anyways, yaa ig it was pre-approved, but I was surprised why because I don't have any banking history other than the ₹3000 MAB that I mantain

 

[superstar@123]

Guys, I have applied for credit card and after the video kyc, this screen is coming.
What I need to do ?

 

[dexter_greycells]

Damn, let me enjoy my 2 mins of happiness 🥺

Anyways, yaa ig it was pre-approved, but I was surprised why because I don't have any banking history other than the ₹3000 MAB that I mantain

Even if you had got the card without the agent's intervention, the benefits for you would not have changed. You should be happier that the agent got his commission / part of his targets while you also got the card you wanted.