Applied For IDFC CC Got Rejected Immediately With The Error

[Anindya98]

I sent the same to IDFC nodel officer but he saying the Repeated Words not even talking about this issue

They will not take any SR as they have already decided on the card approval. Also, they will not give you the exact reason for the rejection

 

[Anindya98]

My credit History age is 4yr 5th month and i applied the card on 2nd july nxt was on 3rd july

your oldest credit card age?

 

[ImKushal]

your oldest credit card age?

2year old Bob Card

 

[Anindya98]

What is the point again' they'll reject it by giving same Lame Excuses

Don't take the card after devaluation it is not worth it. Else wait for pre-approved offers if you have an account.
Did you apply C2C or directly?

 

[ImKushal]

Don't take the card after devaluation it is not worth it. Else wait for pre-approved offers if you have an account.
Did you apply C2C or directly?

I applied directly from their website always and I don't have IDFC Account they ask for deposit 25k which is useless I guess

 

[Anindya98]

2year old Bob Card

Then only one reason I see you are applying for cards back to back like 27th June SBI rejected, 2nd July ICICI(pending) & IDFC

 

[Anindya98]

I applied directly from their website always and I don't have IDFC Account they ask for deposit 25k which is useless I guess

It's not useless if you can extract good returns using the account and no charges whatsoever

 

[ImKushal]

Then only one reason I see you are applying for cards back to back like 27th June SBI rejected, 2nd July ICICI(pending) & IDFC

Why did SBI rejected thn? I didn't applied for anything before applying SBI my BPCL got rejected already holding simplyclick

But most of the time i saw IDFC always reject my application no matter what if i apply after 3 month thn also it'll reject

 

[ImKushal]

It's not useless if you can extract good returns using the account and no charges whatsoever

Okay I'll opn their 10k account but you sure they'll give me pre approved Card offer in next 2-3 months?

 

[Anindya98]

But most of the time i saw IDFC always reject my application no matter what if i apply after 3 month thn also it'll reject

I am sharing my journey with IDFC. (WOW Card) May 2023 only this was available -> SB Account 25KMAB Joint July 2023 (Secondary Holder) -> SB Account 25KMAB Joint October 2023 (Primary) -> Applied Via CashKaro got IDFC Millenia/Classic without docs via C2C (Selected Millenia 1.38L)-> SB Account 25KMAB May 2024 -> First Select Account Conversion on June 2024 -> Called the CC asked for Select Card as I was pre-qualified instantly request taken card generated within few hours
I only spend 130rs using my Millenia Card before the upgrade.

 

[Anindya98]

Why did SBI rejected thn? I didn't applied for anything before applying SBI my BPCL got rejected already holding simplyclick

Based on your spend pattern they might have rejected it. Do you use your Simply click regularly?

 

[ImKushal]

Based on your spend pattern they might have rejected it. Do you use your Simply click regularly?

In june month I use for d trip spent 5-7k only n other balance I've converted into EMI