Applying via surrogate program

[damn]

I applied for Yes Bank credit card via the surrogate program on its application online. It automatically fetched Elite + and BYOC as possible options.
1. Which one would be better for general, mixed online offline use?
2. Is it guaranteed that I will get the card if I proceed?

 

[Wealth is my birth right!]

Another option other than applying through airport is to try through agents in Reliance Retail stores. Your chances are more since, SBI has got tie-up with Reliance for some of the credit cards. You can even apply for cards other than Reliance co-branded cards. I once got a BPCL Octane card through this channel.

Spar hypetmarket also sbi agents there in mall

 

[damn]

Got final confirmation - rejected
Reason - bank policies

 

[sandeep6513]

Hello All, Applied Kiwi and was rejected. Escalated to Nodal and now I'm eligible for Marquee as well. Is it a good card to have and its under Surrogate program.

 

[R@J]

Hello All, Applied Kiwi and was rejected. Escalated to Nodal and now I'm eligible for Marquee as well. Is it a good card to have and its under Surrogate program.

pls explain more what reasons theu gave and what did you reply

 

[sandeep6513]

Nothing. They said unable to approve on Kiwi app.
Wrote to Nodal as - WHy was it declined nonsense - They didn't reply
GOt a call from yes bank after 10 days saying manual consent is needed - I asked what cards am I eligible so they said BYOD and Marquee. I said need Marquee so they applied and I gave consent and it had surrogate program as I work for Top tier org.
Waiting for approval