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Are Bank of Baroda cards worth it?

R!ppEr

TF Ace
VIP Lounge
So I'm getting the following BoB cards LTF - Easy, Select and Premier
And BoB Eterna at 2400/- with first year fee waiver on spending 25k in 60 days and on spending 2.5l in a year from second yr onwards.
My question is, are BoB cards worth even for ltf?
If anyone holding any of these cards can pitch in pls! Thanks!
 
From my experience BOB is pathetic. i was using Eterna for 2 years, and have manually calculated spends to cross 2.5L for waiver. so I sent a mail for confirmation. the reply comes - DO THE CALCULATION FOR YOURSELF
i was so pissed that I cancelled the card. I was assured that BOB will never help customers if a problem arises at some point
 

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Nope asked them to give me my Joining Rewards after fulfilling Criteria since the first month of use but nothing ,
Recently Mailed them out of disappointment to close card they closed card without sending any confirmation .
I had 500INR Positive Credit so asked where will they transfer that to which they said they are going to reactivate my Card lol .

I was never able to contact support via phone as they're always busy mailed them about it to which they replied they get calls from all over India so they prefer support via Mail lol
 
I find them slow, but not bad.

In my experience, only IDFC has unhelpful customer care.
IDFC is a Dumb Bank my HDFC RM had joined IDFC recently quit IDFC out of frustration , My Parents and I maintain Wealth Account with them so I was seeking Wealth CC to which their requirement are bizarre .
Only good thing about them is monthly Interest Credit I know few other banks do offer the same but don't have their branch in my City .
 
IDFC is a Dumb Bank my HDFC RM had joined IDFC recently quit IDFC out of frustration , My Parents and I maintain Wealth Account with them so I was seeking Wealth CC to which their requirement are bizarre .
Only good thing about them is monthly Interest Credit I know few other banks do offer the same but don't have their branch in my City
Ya probably because it is a new bank and started making profit. Their share have gone from ₹37 to 70 in a year so want to play safe. Same is case with me, Wealth account but not giving Wealth CC. I don't even want it from them now. Otherwise a good app and good DC to have.
 
How to get any BoB LTF? I think they're a bit fussy about Eterna specifically, but I'd be happy with Premier (or Energie or IRCTC) LTF, since that's RuPay.
They come up with kind of an offer so wait for it. Otherwise BoB has specific cards for doctors, CAs etc which are LTF just see if you fit any of that category.
 
Nope asked them to give me my Joining Rewards after fulfilling Criteria since the first month of use but nothing ,
Recently Mailed them out of disappointment to close card they closed card without sending any confirmation .
I had 500INR Positive Credit so asked where will they transfer that to which they said they are going to reactivate my Card lol .

I was never able to contact support via phone as they're always busy mailed them about it to which they replied they get calls from all over India so they prefer support via Mail
Yeah their customer care is always busy.
 
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