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Are EMI Transactions Considered for Magnus 1L Monthly spends?

ashwinsid

TF Premier
VIP Lounge
If I purchase a product for 1 Lakh and then convert to EMI or if opt for card EMI offers from online merchant, will these be considered for 1 lakh monthly spends?

Asking because, if it is EMI transaciton, will it be taken only for the EMI amount or the total initial transaction amount.


The terms and conditions in the website does not mention anything about this..
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If I purchase a product for 1 Lakh and then convert to EMI or if opt for card EMI offers from online merchant, will these be considered for 1 lakh monthly spends?

Asking because, if it is EMI transaciton, will it be taken only for the EMI amount or the total initial transaction amount.


The terms and conditions in the website does not mention anything about this..
View attachment 9704
Does it say it is excluded? No.
It will count towards the milestone but you won't get ER points on the EMI.
 
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