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Fi asserts that there are no hidden charges! However, keep in mind that if the loan is sanctioned by affiliated banks, they might impose additional fees or processing charges.I have received the following email from Fi this morning. Flat 10.5% p.a looks attractive. Did anyone use this before? What are the probable hidden charges and things I should be expecting?
Was there a cibil enquiry? They say no cibil check but want to confirm the sameI have not taken this loan but check the eligibility. Generally upto 60% of your holding amount.
Also, loans are disbursed by a partner bank - so there will be other charges like processing fee, pre closure fee etc.
What's the issue even if they hit a enquiry?Was there a cibil enquiry? They say no cibil check but want to confirm the same
They are saying no inquiry and they are doing na. Frequent inquires can impact credit score as wellWhat's the issue even if they hit a enquiry?
I hit 5 enquiries every month, 60 enquiries/yr.They are saying no inquiry and they are doing na. Frequent inquires can impact credit score as well
Ok that's fine but saying they won't do cibil enquiry and doing is not being transparent. How will one get trust?I hit 5 enquiries every month, 60 enquiries/yr.
My CIBIL still stands at 777 from last 4 consecutive months.
Stop taking it so much serious........
Yeah that's the point☝🏻Ok that's fine but saying they won't do cibil enquiry and doing is not being transparent. How will one get trust?