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Au bank credit card rejeted

Riyon

TF Buzz
Au bank credit card got rejected yesterday.
My cibil is 785 and my credit utilization is 5-6% max.
I hold nearly 14 credit cards, with a maximum limit of 3 lac, and most cards have 2-3 lac limit.
I dont know why it got rejected.
I got a random call from an agent and as he said he could provide zenith as LTF so i was interested.
Plesae let me know what to do and will i get zenith as ltf anyday?
 
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