• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Au bank credit card rejeted

Apply For Lifetime Free IDFC First Credit Card
Reader mode
Riyon

Riyon

TF Buzz
Au bank credit card got rejected yesterday.
My cibil is 785 and my credit utilization is 5-6% max.
I hold nearly 14 credit cards, with a maximum limit of 3 lac, and most cards have 2-3 lac limit.
I dont know why it got rejected.
I got a random call from an agent and as he said he could provide zenith as LTF so i was interested.
Plesae let me know what to do and will i get zenith as ltf anyday?
 
Apply For LTF AU LIT Credit Card
Kumar93196 said:
Zenith is discontinued so think twice before applying.
Click to expand...
And rejection doesn't means you are not eligible there might be more enquiries in last 6 months or you have enough loan and credit card combined together.

Share both the pincodes.if possible office as well as residence to check its serviceable or not.
 
Kumar93196 said:
And rejection doesn't means you are not eligible there might be more enquiries in last 6 months or you have enough loan and credit card combined together.

Share both the pincodes.if possible office as well as residence to check its serviceable or not.
Click to expand...
My current pincode is 560017 and permanent is 711201. I dont have any loan right now i applied for a home loan which will get approved by this month.
 
Last edited:
Riyon said:
My current pincode is 560017 and permanent is 711201. I dont have any loan right now i applied for a home load which will get approved by this month.
Click to expand...
IMO may be pincode non-serviceable criteria is the main reason for rejection. kindly check it with concerned branch/customer care.
 
TechnoFi said:
IMO may be pincode non-serviceable criteria is the main reason for rejection. kindly check it with concerned branch/customer care.
Click to expand...
As i mentioned tried to sent a mail but no response. My current pincode is from bangalore so i dont think its not serviceable. Please provide me the customer care no i will call the customer care.
 
As others mentioned Au Zenith and zenith plus approval is very strict , I myself got rejected with 20L ITR , so I would suggest just accept and move on. Usually they reply in the mail ID you have mentioned if not mail to their nodal office pno@aubank.in
 
nemesis23 said:
As others mentioned Au Zenith and zenith plus approval is very strict , I myself got rejected with 20L ITR , so I would suggest just accept and move on. Usually they reply in the mail ID you have mentioned if not mail to their nodal office pno@aubank.in
Click to expand...
1731477602197.webp
Just got this reply. and when i applied the agent said whatever card approval will come he will send me the screenshot. So he said if zenith approval comes we will apply zenith. like this he said.
 
DeadFella said:
Au cards are not attractive, should move on with other rewarding cards like SBI Cashback or Hdfc nue infinity.
Click to expand...
HDFC infinity i have(LTF) , sbi cashback got rejected one month back dont know why im already holding one sbi card.
AU Zenith i wanted because of the movie benefit.
 
Reader mode
You must log in or register to reply here.

Similar threads

sr95
AU Bank Credit Card Application
Replies
17
Views
442
federer.reddevil
federer.reddevil
NIKUNJ199
Au bank credit card
Replies
1
Views
89
akshayhs
akshayhs
BradleyCopper
AU Bank credit card payment issue?
Replies
7
Views
78
BradleyCopper
BradleyCopper
M
yes bank credit card rejection
2
Replies
22
Views
707
Boy 07
B
monky3
Amazon Pay ICICI Bank Credit Card rejected for the 3rd time
Replies
16
Views
496
Anindya98
Anindya98
Back
Top