Au Bank Digital savings account forcefully closure SMS

[Strange]

My family member received this SMS and email from AU Bank today

SMS:
Dear Customer, Important: Your AU Small Finance Bank A/c XXXX XXXX XXXX 1234 will be closed on 27-Oct-2024.

Email:
This is with reference to your account number ending with XXXX XXXX XXXX 1234. The Bank has observed a
discrepancy/ies of the following nature in the said account which may lead to a bank induced closure if not addressed
by 27-Oct-2024
• Unsatisfactory/inappropriate conduct of the account
In view of the above, we wish to inform you that we will be forced to close the account on or any time after 27-Oct-2024.


They have been using this account for the monthly RuPay Platinum debit card offer and didn't maintain a balance, as it is a zero-balance account.

How can AU Bank forcefully close someone's account citing this stupid reason?

Has anyone received such an SMS or email from AU Bank yet?

 

[nik007rock]

Strange any other transactions apart from Amazon rupay ? Since I too do the same just using this account for Friday offer rest keep 0 bal

 

[Strange]

Strange any other transactions apart from Amazon rupay ? Since I too do the same just using this account for Friday offer rest keep 0 bal

Some UPI transactions.

 

[pinki]

Strange .

 

[SonyTom]

Some UPI transactions.

Need to collect more details of the UPI transactions like number of transactions in 1 month, total transaction value in 1 month etc

 

[Ak Singh]

Bhai yeh to kuch naya aaya hai market me...
Yeh toh latest news hai..
Call customer care and ask exact reason or visit nearest branch.

 

[Strange]

Bhai yeh to kuch naya aaya hai market me...
Yeh toh latest news hai..
Call customer care and ask exact reason or visit nearest branch.

Their incompetent phone support agents asked me to email to know the details.

 

[Strange]

Need to collect more details of the UPI transactions like number of transactions in 1 month, total transaction value in 1 month etc

It averaged around 5-10 transactions per month over the past two years.

 

[6ix9ine]

Aese kaise band kardiya lol? Branch is the only way unfortunately.

 

[Strange]

Aese kaise band kardiya lol? Branch is the only way unfortunately.

Abhi band nahi kiya hai. ek month baad band kar denge aisa notice diya hai.
Ye clown bank zero balance account ko as a primary account use karnwana chahta hai tabhi Au Bank ko satisfaction milega. Unsatisfied Au Bank account band kar dega even 2 years old account ko bhi.

 

[newinnov]

Abhi band nahi kiya hai. ek month baad band kar denge aisa notice diya hai.
Ye clown bank zero balance account ko as a primary account use karnwana chahta hai tabhi Au Bank ko satisfaction milega. Unsatisfied Au Bank account band kar dega even 2 years old account ko bhi.

AU is the most greedy bank next to Federal, you will loose nothing... except a/c