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Revaluation AU Lit extra 100/month cashback

drsel

TF Prestige
AU Lit just added an extra 2% cashback of max 100 on 5000 spend per 30 days (online & offline, almost all spends)
Charge 11.80 for 90 days (get max 300 cashback in 90 days)

This is in addition to the existing 5% cashback of max 500 on 10000 spend per 30 days (online & offline, almost all spends)
Charge 353 for 90 days (get max 1500 cashback in 90 days)

This is in addition to the existing 5% cashback of max 1000 on 20000 spend per 30 days (online & offline apparel MCC codes)
Charge 235 for 90 days (get max 3000 cashback in 90 days)

This is in addition to the existing 5% cashback of max 1000 on 20000 spend per 30 days (online & offline grocery MCC codes)
Charge 353 for 90 days (get max 3000 cashback in 90 days)

Combined cashback % and total cashback--
7% or 350 on all 5000 spends per 30 days (4.57% after charges 353+11.80)

6% or 600 on all 10000 spends per 30 days
(4.78% after charges 353+11.80)

12% or 600 on 5000 spends on online/offline grocery or apparel spends per 30 days
(7.21% after charges 353+11.80+353)

11% or 1100 on 10000 spend on online/offline grocery or apparel spends per 30 days
(8.60% after charges 353+11.80+353)

8% or 1600 on 20000 spend on online/offline grocery or apparel spends per 30 days
(6.80% after charges 353+11.80+353)

This is in addition to the existing 2% return on points (online) Charge 353 for 90 days.
This is in addition to the existing 2% return on points (offline) Charge 353 for 90 days.
Pay for 2% points ONLY if you are definitely going to spend min. 18000 in 3 months online or offline.
Amazon pay vouchers are the best redemption for points.

AU Lit compares well with --
SBI Cashback 5% online, max 5000 on 1 lac per month
Axis cashback 2.00--5.65% online, max 4000 on 70714 per month

AU Lit periodically adds 49, 99, 149 or 199 in your AU wallet to partly fund these charges of 353, 11.80, etc. (GST is not funded)
AU Lit has the highest return of all AU cards, even the top end expensive cards
 
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