AU LIT, Vetta, Zenith and AU Zenith+ Credit Card launched on RuPay Variant

[Abhishek012]

That is ok.
But u said all premium variant Rupay cards are giving 2-5% cashback. That's incorrect. Other than Lit, none probably.

Zenith+ RuPay, Zenith RuPay offer 2% to 5% on selected categories, right ?

 

[2025]

Zenith+ RuPay, Zenith RuPay offer 2% to 5% on selected categories, right ?

Sir, check this one. https://www.technofino.in/community/threads/au-zenith-vs-au-zenith.18143/

Correct me if I am wrong. If the card feature itself does not give, then how will the Rupay variant give? @helloworld

Please don't bring the Cred promotional offer into the picture.

 

[sousnake]

AU bank not allowed card network conversion, only new users can apply RuPay network or old users can conversion during card renewable time.

But no harm to try.

kya bakar hai Au ka.. they don't allow to change network, don't allow to change card. you can't close & re apply.
stupidity at peak.

 

[Abhishek012]

Sir, check this one. https://www.technofino.in/community/threads/au-zenith-vs-au-zenith.18143/

Correct me if I am wrong. If the card feature itself does not give, then how will the Rupay variant give? @helloworld

Please don't bring the Cred promotional offer into the picture.

That's what I said, you'll get 2% to 5% even on selected categories via UPI.

 

[2025]

That's what I said, you'll get 2% to 5% even on selected categories via UPI.

No, sir, it's not the same. Up to 2.5% (avg., 1% only) in premium cards for selected merchants (would give better clarity). Charges are very high if not LTF.

Your observation about Lit is true, but again, we have to subscribe to some features by paying 1000 - 4000 annually, and also there are other terms and conditions, such as to get milestone benefits, monthly spend should be above 10,000/-, etc., etc.

Also, conversion to Rupay is extremely difficult and has many problems.

 

[Raghav2006Raghav2006 is verified member.]

That's what I said, you'll get 2% to 5% even on selected categories via UPI.

Even though I am not sure, but I guess category specific cb is not valid on UPI scans.
I hold LIT and always get 2% back for scan payments, but I have tried scanning at apparel stores, and it never shows it as apparel.

 

[Abhishek012]

Even though I am not sure, but I guess category specific cb is not valid on UPI scans.
I hold LIT and always get 2% back for scan payments, but I have tried scanning at apparel stores, and it never shows it as apparel.

UPI MCC Code verified ?

 

[2025]

Even though I am not sure, but I guess category specific cb is not valid on UPI scans.
I hold LIT and always get 2% back for scan payments, but I have tried scanning at apparel stores, and it never shows it as apparel.

Try once in any supermarket if u have grocery active. Apparel can be confusing but supermarket usually has 5411. Let us know if possible. Thanks.

 

[Prem03]

After reading all this Yes Kiwi Neon is far better to get tension free Cashback

 

[Raghav2006Raghav2006 is verified member.]

UPI MCC Code verified ?

No, I wasn't aware that UPI also has MCC.
I tried using scan at 2-3 different stores for apparel from November through feb and never got cb hence stuck to POS and always got it.

Try once in any supermarket if u have grocery active. Apparel can be confusing but supermarket usually has 5411. Let us know if possible. Thanks.

No, I never used grocery as most of my purchases are either through local kiryana stores or amazon fresh where I use ICICI apay.