Offer Fulfilled! AU NPS & Insurance Offer

[helloworld]

• Offer Period: 05 Dec’24 to 31 Jan’25
• Applicable cards: All AU Credit Cards

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Offer for Reward Cards:

Spend Range​	Bonus Reward Points for Insurance​	+ Reward % (addition to base rewards)​	Bonus Reward Points for NPS​	Reward % (addition to base rewards)​
10K - 30K	500	+ 1%	1000	+ 2%
30K - 50K	1000	+ 0.67%	2000 (30K and above)	+ 1.3%
50K - 1L	2000	+ 0.8%
1L - 2L	3000	+ 0.6%
2L and above	5000	+ 0.5%

Please Note

• Eligible Cards: Valid on Altura Plus, ABC Pro, ABC Nxt, ABC Flex, ABC Biz, ixigo AU, NOMO, LIT, Vetta, Xcite, Xcite Ultra, and Zenith Credit Cards.
• Offer Period: 05 Dec’24 to 31 Jan’25
• Offer is applicable on cumulative Insurance spends as per the above slabs subject to maximum of 5,000 bonus reward points per credit card account.
• Only top 5 online insurance payments by spends value during the offer period will be considered for calculating cumulative spends on Insurance category.
• Offer is applicable on cumulative NPS spends as per the above slabs subject to maximum of 2,000 bonus reward points per credit card account.
• Make payment for NPS (National pension scheme) using applicable AU Credit Card.

# Calculations assumed 1 RP = 0.2p

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Offer for Cashback Cards:

Spend Range​	Bonus Amazon Voucher for Insurance​	+ Reward % (addition to base rewards)​	Bonus Amazon Voucher for NPS​	+ Reward % (addition to base rewards)​
10K - 30K	100	+ 1%	250	+ 2.5%
30K - 50K	250	+ 0.83%	500 (30K and above)	+ 1.67%
50K - 1L	500	+ 1%
1L - 2L	750	+ 0.75%
2L and above	1500	+ 0.75%

Please Note:

• Eligible Cards: Valid on Altura, Business, Xcite Ace, SPONT, and Zenith+ Credit Cards.
• Offer Period: 05 Dec’24 to 31 Jan’25
• Offer is applicable on cumulative Insurance spends as per the above slabs subject to maximum of ₹1,500 Amazon Voucher per credit card account.
• Only top 5 online insurance payments by spends value during the offer period will be considered for calculating cumulative spends on Insurance category.
• Offer is applicable on cumulative NPS spends as per the above slabs subject to maximum of ₹500 Amazon Voucher per credit card account.
• Make payment for NPS (National pension scheme) using applicable AU Credit Card.

# Calculations assumed 1 RP = 1Rs.

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NPS Offer: https://offers.aubank.in/offers/off...4f-3a8a28d66a99/generic/insurance-&-nps-offer
Insurance Offer: https://offers.aubank.in/offers/off...542-bcaa-20de364ada6d/generic/insurance-offer

 

[brightknight]

validity/expiry of AU reward points?

 

[helloworld]

validity/expiry of AU reward points?

2 years ..

 

[harmonizer97]

Does AU give any base rewards for NPS?

 

[helloworld]

Does AU give any base rewards for NPS?

NPS comes under govt. transaction based on recent notifications it might/might not applicable depends on card variant.

 

[Anupama_Jha]

When everything is good, one good get's silly.

Wallet - Rent - Education - Lounges - Govt Payments - Utility - what's next?

Now only feasible method is to design ur website and get PG🎭

 

[helloworld]

When everything is good, one good get's silly.

Wallet - Rent - Education - Lounges - Govt Payments - Utility - what's next?

Now only feasible method is to design ur website and get PG🎭

Eventually everything stops at "Only on shopping categories"

 

[helloworld]

Pick only one slab and spend lowest amount in that slab, its no use and combination will change the slab.

 

[raghumahajan]

I have AU ixigo Rupay card, last month got email regarding no reward points for government transactions from Dec 22, 2024. So no additional rewards for this card, right?

 

[helloworld]

I have AU ixigo Rupay card, last month got email regarding no reward points for government transactions from Dec 22, 2024. So no additional rewards for this card, right?

additional depends on card tncs, if ixigo says no govt. means nothing extra.

Above is final reward.

 

[helloworld]

Last few days, hope you utilize this offer, best for 10k.

 

[Fracture_fixer]

Last few days, hope you utilize this offer, best for 10k.

should we register for the offer to become eligible. I did transactions before clicking the claim now option in the email i received😅Will i be eligible?

 

[helloworld]

should we register for the offer to become eligible. I did transactions before clicking the claim now option in the email i received😅Will i be eligible?

as long as you transact within offer period, you're eligible. no additional registration required.

 

[pprakash11]

Last few days, hope you utilize this offer, best for 10k.

AU Xcite ACE won't give base cashback right ?

 

[pprakash11]

no base only bonus

Can u please explain ?

 

[helloworld]

Can u please explain ?

base cashback 0 + you'll get only whatever this promotional offer provides for "that card".

XCite Ace on govt. transactions or Insurance = 0 cashback.

But if you met any of these slabs during this period (by Jan 30), you'll get amzn voucher as per that slab.

 

[pprakash11]

base cashback 0 + you'll get only whatever this promotional offer provides for "that card".

Got it! That ₹250 Amazon Voucher on ₹10K spends, so if will repeat, then ₹500 AGC on spends of ₹20K !

What would u suggest ?
Going through this offer by doing via AU XCite ACE ?
or SCB Smart ?

 

[pprakash11]

no, thats how previous year offer works, not this offer.

1. The cashback/reward you get depends on your total spending and the slab it falls under.
2. Slabs:
   • ₹10K to ₹30K: You get ₹250.
   • ₹30K and above: You get ₹500.
3. Examples:
   • If you spend ₹10K, you get ₹250 (you’re in the ₹10K-₹30K slab).
   • If you spend ₹20K, you still get ₹250 only (same slab: ₹10K-₹30K).
   • If you spend ₹35K, you move to the next slab (₹30K and above), so you get ₹500.

Key point: You only get the reward for the slab where your total spending falls.

Oh, isn't it cumulative? Like once I'm spending 10K - will get ₹250 Voucher.

Again 2nd Time I'm spending - will get another ₹250 voucher.

I will be in the same slab and hence wouldn't get ₹250+₹250= ₹500 voucher.

Right?

 

[helloworld]

Oh, isn't it cumulative? Like once I'm spending 10K - will get ₹250 Voucher.

Again 2nd Time I'm spending - will get another ₹250 voucher.

I will be in the same slab and hence wouldn't get ₹250+₹250= ₹500 voucher.

Right?

Offer is applicable on cumulative Insurance spends as per the above slabs subject to maximum of ₹1,500 Amazon Voucher per credit card account.

Offer is applicable on cumulative NPS spends as per the above slabs subject to maximum of ₹500 Amazon Voucher per credit card account.

. . .

 

[pprakash11]

thats how it worked in 2023, 2024. not now

its cumulative now, single slab one final voucher based on that.

. . .

Got it, means it's waste now.

I'll use Standard Chartered Smart Now.