AU SFB pre-approved CC.

[DarthYoda]

I'm getting this pre approved offer from last 2 months but on what's app I'm getting the same msg with same limit but with Altura CC.

Cibil hit will be done or not?
Does it require income docs?
Should i take this offer or should i wait for better offer/limit ?
Also in future can i get upgrade offer for better cards in AU bank if i accept this?

Thanks in advance.

 

[SpiesCan'tCatchMe]

Update - Now, I'm getting 45k limit in pre approved section since 15 days.
So for 2 months 30k limit after 1 month increased to 45k
Should i wait more or take it?

I had a similar experience, initially they gave 30k as per approved offer later they increased it to 45k but I didn't take the card and now the offer is gone. I didn't want a card with such low limit so anyway doesn't matter to me

 

[DarthYoda]

I had a similar experience, initially they gave 30k as per approved offer later they increased it to 45k but I didn't take the card and now the offer is gone. I didn't want a card with such low limit so anyway doesn't matter to me

My offer was also gone for 1-2 weeks in late September but in October it started to show again.

 

[deep@vie]

Update - Now, I'm getting 45k limit in pre approved section since 15 days.
So for 2 months 30k limit after 1 month increased to 45k
Should i wait more or take it?

What's the highest limit on your existing cards & your salary/ITR?

 

[itsds]

can we have more than 1 AU Credit card ?

 

[DarthYoda]

What's the highest limit on your existing cards & your salary/ITR?

25k
Self employed no itr yet.
Also getting 70k pre approved hdfc but waiting for it to cross 1l.

 

[Sathishmani]

can we have more than 1 AU Credit card ?

Yes, but Rupay card

 

[itsds]

Yes, but Rupay card

do you have two card n?

 

[deep@vie]

25k
Self employed no itr yet.
Also getting 70k pre approved hdfc but waiting for it to cross 1l.

Get hdfc first,then AU

 

[DarthYoda]

Get hdfc first,then AU

Are you suggesting Swipeup route?

 

[deep@vie]

Are you suggesting Swipeup route?

Yes, it'll give higher limit

 

[DarthYoda]

Yes, it'll give higher limit

Oh, okay. But swipe up requires 6months old card naah?

 

[rohant]

what's the minimum amount to avail 1% cb on AUSFB Rupay cc?

 

[ravi0101]

Oh, okay. But swipe up requires 6months old card naah?

offer mein credit limit update Hui h bhai phir se

 

[runzone]

Oh, okay. But swipe up requires 6months old card naah?

bro did you apply for the preapproved AU card? was there a cibil hit for the same?

 

[DarthYoda]

offer mein credit limit update Hui h bhai phir se

Nope

bro did you apply for the preapproved AU card? was there a cibil hit for the same?

Not applied

 

[Rahul Gupta]

Nope

Not applied

Any change in offer? And how old is your account? Last question after how many months of account opening you got this offer? Thank you for your answers.

 

[DarthYoda]

Any change in offer? And how old is your account? Last question after how many months of account opening you got this offer? Thank you for your answers.

No offer right now. Will refresh in a month i guess.
1 year
2-3 months