AU Zenith Plus Credit Card Launched | Full Details & Review

[V360]

Fresh or upgrade request?

Fresh application for Zenith Plus

 

[nari]

Thank you @nari - your approach worked for me - mailed through my Corporate ID - one of the RMs called and he initiated my application as LTF. Card approved in no time.

Nice!. I am thinking to create a post for the same when I get time so others can give it a try.

 

[Rishabh]

Fresh application for Zenith Plus

Any income criteria RM mentioned for eligibility?

 

[nari]

Any income criteria RM mentioned for eligibility?

If I recall it correctly, it would be 2L net monthly salary

 

[nari]

Nice!. I am thinking to create a post for the same when I get time so others can give it a try.

My experience post https://technofino.in/community/threads/au-zenith-plus-ltf-experience.46102/

 

[pranavcool]

so if salary is > 2l then will they upgrade from zenith to zenith +

 

[nari]

so if salary is > 2l then will they upgrade from zenith to zenith +

I don't know about upgrade, try your luck.

 

[hellowo₹ld]

Btw, just to inform -- there is no 'amzn or fk' vouchers in AU for redemption (atleast past 6 months), there are other decent options unlike Standarad Chartered but letting you know if u require them.

 

[hellowo₹ld]

Further, u can't combine or stack multiple vouchers in a single checkout. Ex: If u have 5k points and there is zomato voucher with only 1k denomination, then u cant purchase 1kx5 quantity in a single checkout. U have to purchase 1k points 5 separate checkouts to redeem whole 5k points.

Problem: Each checkout cost 118rs.

 

[gowthamv]

Further, u can't combine or stack multiple vouchers in a single checkout. Ex: If u have 5k points and there is zomato voucher with only 1k denomination, then u cant purchase 1kx5 quantity in a single checkout. U have to purchase 1k points 5 separate checkouts to redeem whole 5k points.

Problem: Each checkout cost 118rs.

so which redemption method gives the maximum value with minimum redemption fee?

 

[hellowo₹ld]

so which redemption method gives the maximum value with minimum redemption fee?

that depends on user requirement, for me personally none of them any use or useful in atleast 1 year from today (max. voucher validity if redeemed today). U can choose 'vijay sales' or 'reliance digital' which have 5k denomination but that makes us to purchase something in those stores within 1 year and might require extra spends due to low value for their electronics or household items.

that also depends on number of points you have. for 1k points its easy 118rs. extra.

 

[sousnake]

I don't know about upgrade, try your luck.

so if salary is > 2l then will they upgrade from zenith to zenith +

They will upgrade if you are eligible.
But for me now they are saying you need to move your salary account only then they will upgrade.
Earlier they told on call that I am eligible. I have asked them to send a reply in writing but not moving my salary account for this.

 

[nari]

They will upgrade if you are eligible.
But for me now they are saying you need to move your salary account only then they will upgrade.
Earlier they told on call that I am eligible. I have asked them to send a reply in writing but not moving my salary account for this.

Yeah, the card is not worth moving salary account.

 

[pranavcool]

Yeah, the card is not worth moving salary account.

Obviously who will do that

 

[nari]

Obviously who will do that

For some cards, it is worth it, like Infinia, premier and EPM but in this case it isn't.

 

[fradela]

Me too same.. open salary account with them they will give as LTF.

this card simply waste even if they offered LTF. Not much useful. Only for collection.

 

[ontherocks]

They will upgrade if you are eligible.
But for me now they are saying you need to move your salary account only then they will upgrade.
Earlier they told on call that I am eligible. I have asked them to send a reply in writing but not moving my salary account for this.

Callback and tell him that you can shift your salary account to AU only after you get the LTF Zenith+

 

[sousnake]

Me too same.. open salary account with them they will give as LTF.

this card simply waste even if they offered LTF. Not much useful. Only for collection.

It has meet & greet, right? Does it have some conditions or it's seamless.

 

[Vickymaster1010]

I got Zenith plus 2 years back @90k salary

 

[ontherocks]

Fresh application for Zenith Plus

They gave you the generic link https://www.au.bank.in/premium-banking/credit-cards/zenith-plus-credit-card to apply?