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DCB Auto Debit issue

Hi All, i need some help for my HDFC Diners black credit card. I set up auto debit which was supposed to deduct money towards my outstanding amount on 4th June 2023. However I paid all the outstanding amount on 3rd June 2023 itself. HDFC triggered auto debit on 4th June and i was charged a MAD amount of 4k along with Insufficient Account balance Charges of 1.8k and GST also would be charged in next statement as per HDFC. HDFC raised a request for reversal of MAD and Insufficient account balance charges but is Not sure on reversal of GST. Please help on how to get this GST charge reversed.
 
Hi All, i need some help for my HDFC Diners black credit card. I set up auto debit which was supposed to deduct money towards my outstanding amount on 4th June 2023. However I paid all the outstanding amount on 3rd June 2023 itself. HDFC triggered auto debit on 4th June and i was charged a MAD amount of 4k along with Insufficient Account balance Charges of 1.8k and GST also would be charged in next statement as per HDFC. HDFC raised a request for reversal of MAD and Insufficient account balance charges but is Not sure on reversal of GST. Please help on how to get this GST charge reversed.
Try this : https://www.technofino.in/community/threads/gst-not-reversed-on-reversal-of-fee.11930/post-220653
 
Unfortunately yes. GST reversal is very difficult.

Difficult but if you complaint to Banking Ombudsman, they will reverse provided the charges are reversed. If charges are valid, GST is also valid. First ensure that charges are reversed.

For GST, just request HDFC bank to reverse GST for reversed fee. Most likely they won't reverse. Then after 30 days, file a complaint to Banking Ombudsman.
 
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Difficult but if you complaint to Banking Ombudsman, they will reverse provided the charges are reversed. If charges are valid, GST is also valid. First ensure that charges are reversed.

For GST, just request HDFC bank to reverse GST for reversed fee. Most likely they won't reverse. Then after 30 days, file a complaint to Banking Ombudsman.
Thank you so much 😊 I have requested for reversal of charges. Hope the charges get reversed. Will request for GST reversal post that. 🙏
 
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