Auto Limit Merger mail received from Axis Bank - System Generated

RewardsAlert · May 17, 2023

Dear Customer,

Thank you for banking with us.

Now worry less and spend more on the card of your choice! Avail the benefit of sharing the highest credit limit across all your Axis Bank Credit Cards at no extra cost and no additional documentation.

We have observed 1 Axis Bank Credit Cards under your name.

The below cards have a lower limit than your aggregate limit:

	XXXXXXXXXXXX1234 with limit of Rs.500000.00

Credit limit across all your Axis Bank Credit Cards is shared. Irrespective of different credit limits individually on your Axis Bank Credit Card, the combined usage will be restricted to the shared limit.

In lieu of the same, we are revising the individual limits across each of your cards to the aggregate limit available at an overall level. Your aggregate limit across all your cards is Rs. 1000000.00 and you can share this limit across all your individual cards.

This is the highest limit offered to you and is not a limit increment. You can now use all your cards as per your requirement, within the same limit. In situations where the outstanding exceeds the assigned credit limit, standard over limit charges will be applicable.

Credit limits at an individual card level or shared limit at the customer level are decided at the sole discretion of the Bank basis extant internal guidelines. Axis Bank reserves the right to update the customer's demographic and personal details as per the latest application for his/her existing card(s) if any.

Note: If you have any Fixed Deposit (FD) backed credit card or corporate credit card, it will be excluded from this activity and will continue with the limit as is. In the consideration of credit cards displayed above, bank’s internal guidelines have been applied.

For any further queries, contact : *1860 419 5555 / *1860 500 5555 /
1800 103 5577

Always open to help you.

Regards,
Axis Bank Ltd.

clark_kent · May 17, 2023

Received the same communication today. This is good.

ADITYA1904 · May 17, 2023

RewardsAlert said:
Dear Customer,
Thank you for banking with us.
Now worry less and spend more on the card of your choice! Avail the benefit of sharing the highest credit limit across all your Axis Bank Credit Cards at no extra cost and no additional documentation.
We have observed 1 Axis Bank Credit Cards under your name.
The below cards have a lower limit than your aggregate limit:

XXXXXXXXXXXX1234 with limit of Rs.500000.00

Credit limit across all your Axis Bank Credit Cards is shared. Irrespective of different credit limits individually on your Axis Bank Credit Card, the combined usage will be restricted to the shared limit.
In lieu of the same, we are revising the individual limits across each of your cards to the aggregate limit available at an overall level. Your aggregate limit across all your cards is Rs. 1000000.00 and you can share this limit across all your individual cards.
This is the highest limit offered to you and is not a limit increment. You can now use all your cards as per your requirement, within the same limit. In situations where the outstanding exceeds the assigned credit limit, standard over limit charges will be applicable.
Credit limits at an individual card level or shared limit at the customer level are decided at the sole discretion of the Bank basis extant internal guidelines. Axis Bank reserves the right to update the customer's demographic and personal details as per the latest application for his/her existing card(s) if any.
Note: If you have any Fixed Deposit (FD) backed credit card or corporate credit card, it will be excluded from this activity and will continue with the limit as is. In the consideration of credit cards displayed above, bank’s internal guidelines have been applied.
For any further queries, contact : *1860 419 5555 / *1860 500 5555 /
1800 103 5577
Always open to help you.

Regards,
Axis Bank Ltd.

View attachment 17205

Did you request for the same or they automatically set the limit of highest card to all cards? Please reply asap

RewardsAlert · May 17, 2023

ADITYA1904 said:
Did you request for the same or they automatically set the limit of highest card to all cards? Please reply asap

I didn't request anything from them.
I received this limit merger yesterday in Axis mobile app and today received the mail confirming the same.
Initially I got confused that even without requesting how did my limit got same, but today, I understood.
I think they have started some automated system merger from today.
@clark_kent has also received it. He can also confirm.

CMG · May 17, 2023

Received and it is reflected in the account. Didn't request anything.

jack333 · May 17, 2023

I think many people were writing for this to MD desk so they automated the process

ADITYA1904 · May 17, 2023

RewardsAlert said:
I didn't request anything from them.
I received this limit merger yesterday in Axis mobile app and today received the mail confirming the same.
Initially I got confused that even without requesting how did my limit got same, but today, I understood.
I think they have started some automated system merger from today.
@clark_kent has also received it. He can also confirm.

Okay but i didn’t receive any email and not seen in axis mobile

ADITYA1904 · May 17, 2023

ADITYA1904 said:
Okay but i didn’t receive any email and not seen in axis mobile

Sorry, yes i can see in all my cards same limit, thank you so much for spotting, eagerly waiting for milestones points and giftedge points credit😬

kpravinramesh · May 17, 2023

I requested today to remove the per card limit . Let's see what happens .

clark_kent · May 17, 2023

I did not request the limit merger. Good move by Axis. Now all my 3 cards have same limit.

pgarg24 · May 17, 2023

I didn't recieve anything like this.. maybe its on the way 😂😂
I have on axis app showing FK 88k and myzone 1.42L limit.. lets see

vaibhav111 · May 17, 2023

Haven’t received any email and limit is the same as previous no limit merger yet through axis app I checked.I think slowly all axis customer will received this message. Axis did a good thing instead customer asked, they did it on their own.

aintshocked · May 26, 2023

Axis is now giving automatic limit sharing for their credit cards, here's what my dad got

"Now worry less and spend more on the card of your choice! Avail the benefit of sharing the highest credit limit across all your Axis Bank Credit Cards at no extra cost and no additional documentation.
We have observed 1 Axis Bank Credit Cards under your name.

The below cards have a lower limit than your aggregate limit:
XXXXXXXXXXXX0000 with limit of Rs.223000.00.

Credit limit across all your Axis Bank Credit Cards is shared. Irrespective of different credit limits individually on your Axis Bank Credit Card, the combined usage will be restricted to the shared limit.
In lieu of the same, we are revising the individual limits across each of your cards to the aggregate limit available at an overall level. Your aggregate limit across all your cards is Rs. 500000.00 and you can share this limit across all your individual cards.

This is the highest limit offered to you and is not a limit increment. You can now use all your cards as per your requirement, within the same limit. In situations where the outstanding exceeds the assigned credit limit, standard over limit charges will be applicable.

Credit limits at an individual card level or shared limit at the customer level are decided at the sole discretion of the Bank basis extant internal guidelines. Axis Bank reserves the right to update the customer's demographic and personal details as per the latest application for his/her existing card(s) if any.

Note: If you have any Fixed Deposit (FD) backed credit card or corporate credit card, it will be excluded from this activity and will continue with the limit as is. In the consideration of credit cards displayed above, bank's internal guidelines have been applied."

Rkr · May 26, 2023

Mine was still different...i think Axis implementing in batches..

vaibhav111 · May 26, 2023

aintshocked said:
Axis is now giving automatic limit sharing for their credit cards, here's what my dad got

"Now worry less and spend more on the card of your choice! Avail the benefit of sharing the highest credit limit across all your Axis Bank Credit Cards at no extra cost and no additional documentation.
We have observed 1 Axis Bank Credit Cards under your name.

The below cards have a lower limit than your aggregate limit:
XXXXXXXXXXXX0000 with limit of Rs.223000.00.

Credit limit across all your Axis Bank Credit Cards is shared. Irrespective of different credit limits individually on your Axis Bank Credit Card, the combined usage will be restricted to the shared limit.
In lieu of the same, we are revising the individual limits across each of your cards to the aggregate limit available at an overall level. Your aggregate limit across all your cards is Rs. 500000.00 and you can share this limit across all your individual cards.

This is the highest limit offered to you and is not a limit increment. You can now use all your cards as per your requirement, within the same limit. In situations where the outstanding exceeds the assigned credit limit, standard over limit charges will be applicable.

Credit limits at an individual card level or shared limit at the customer level are decided at the sole discretion of the Bank basis extant internal guidelines. Axis Bank reserves the right to update the customer's demographic and personal details as per the latest application for his/her existing card(s) if any.

Note: If you have any Fixed Deposit (FD) backed credit card or corporate credit card, it will be excluded from this activity and will continue with the limit as is. In the consideration of credit cards displayed above, bank's internal guidelines have been applied."

thread already exist