Axis Credit Card Axis Ace via Gpay?

[tappukepapa]

So, i recently got ax*s ace invite on gpay. But i'm bit sceptical weather to apply or wait?
Have no relationship with axis bank. But Rejected two times in past for credit cards.
1. Applied Ax*s My zone in Feb 2023 under LTF, rejected without any kyc or vkyc.
2. Applied Ax*s IOCL in June 2023 under LTF, this also rejeted without any kyc or vkyc.
No, hard enquiry since June 2023 from any bank, so 3 months cooldown is also over, some says 6 months (debatable).
I have 2 years credit history, 100% timely payments, CIBIL is 784, Experian is 824, Crif is 742 (as ax*s has habit of knocking all the credit bureaus for hard enquiry).
I am salaried and can enter office details but don't have any income proof. What salary should i enter for approval? As they mostly don't ask for proof.
Also have cards from top banks. Lengthy post but pls guide, should i apply now or wait? tagging some gurujis here.
@Patil007 @Chaitanya-a @Galaxy @TheTrickySid @VISHESH_BANSAL @Wealth is my birth right! @pprakash11 @4uziaul @Walter White

 

[Patil007]

So, i recently got ax*s ace invite on gpay. But i'm bit sceptical weather to apply or wait?
Have no relationship with axis bank. But Rejected two times in past for credit cards.
1. Applied Ax*s My zone in Feb 2023 under LTF, rejected without any kyc or vkyc.
2. Applied Ax*s IOCL in June 2023 under LTF, this also rejeted without any kyc or vkyc.
No, hard enquiry since June 2023 from any bank, so 3 months cooldown is also over, some says 6 months (debatable).
I have 2 years credit history, 100% timely payments, CIBIL is 784, Experian is 824, Crif is 742 (as ax*s has habit of knocking all the credit bureaus for hard enquiry).
I am salaried and can enter office details but don't have any income proof. What salary should i enter for approval? As they mostly don't ask for proof.
Also have cards from top banks. Lengthy post but pls guide, should i apply now or wait? tagging some gurujis here.
@Patil007 @Chaitanya-a @Galaxy @TheTrickySid @VISHESH_BANSAL @Wealth is my birth right! @pprakash11 @4uziaul @Walter White

Go ahead and apply.

 

[Wealth is my birth right!]

So, i recently got ax*s ace invite on gpay. But i'm bit sceptical weather to apply or wait?
Have no relationship with axis bank. But Rejected two times in past for credit cards.
1. Applied Ax*s My zone in Feb 2023 under LTF, rejected without any kyc or vkyc.
2. Applied Ax*s IOCL in June 2023 under LTF, this also rejeted without any kyc or vkyc.
No, hard enquiry since June 2023 from any bank, so 3 months cooldown is also over, some says 6 months (debatable).
I have 2 years credit history, 100% timely payments, CIBIL is 784, Experian is 824, Crif is 742 (as ax*s has habit of knocking all the credit bureaus for hard enquiry).
I am salaried and can enter office details but don't have any income proof. What salary should i enter for approval? As they mostly don't ask for proof.
Also have cards from top banks. Lengthy post but pls guide, should i apply now or wait? tagging some gurujis here.
@Patil007 @Chaitanya-a @Galaxy @TheTrickySid @VISHESH_BANSAL @Wealth is my birth right! @pprakash11 @4uziaul @Walter White

Offers nowadays are disappearing every 15days in gpay so make use if required

 

[James]

So, i recently got ax*s ace invite on gpay. But i'm bit sceptical weather to apply or wait?
Have no relationship with axis bank. But Rejected two times in past for credit cards.
1. Applied Ax*s My zone in Feb 2023 under LTF, rejected without any kyc or vkyc.
2. Applied Ax*s IOCL in June 2023 under LTF, this also rejeted without any kyc or vkyc.
No, hard enquiry since June 2023 from any bank, so 3 months cooldown is also over, some says 6 months (debatable).
I have 2 years credit history, 100% timely payments, CIBIL is 784, Experian is 824, Crif is 742 (as ax*s has habit of knocking all the credit bureaus for hard enquiry).
I am salaried and can enter office details but don't have any income proof. What salary should i enter for approval? As they mostly don't ask for proof.
Also have cards from top banks. Lengthy post but pls guide, should i apply now or wait? tagging some gurujis here.
@Patil007 @Chaitanya-a @Galaxy @TheTrickySid @VISHESH_BANSAL @Wealth is my birth right! @pprakash11 @4uziaul @Walter White

I suggest you to open liberty account. It'll help you to get their cc

 

[tappukepapa]

Go ahead and apply.

Applied and done vkyc 4 days ago. Still on axis tracking website, it's on first step, eligibility bhi check nahi ki. How much time it takes usually?

 

[Patil007]

Applied and done vkyc 4 days ago. Still on axis tracking website, it's on first step, eligibility bhi check nahi ki. How much time it takes usually?

It take 10 days also. Status tracking portal works differently with Axis.

I had got approved message and portal was still showing eligibility check.

 

[tappukepapa]

Update Folks : Card Approved, after generating service request for delaying, via twitter team.

 

[James]

Update Folks : Card Approved, after generating service request for delaying, via twitter team.

WoW. I applied on 13th Oct still no update

 

[tappukepapa]

WoW. I applied on 13th Oct still no update

Ping them on twitter, they will create service request for you. And you will get result faster, approval or rejection.

 

[James]

Ping them on twitter, they will create service request for you. And you will get result faster, approval or rejection.

It's already created on 19th Oct. I think I'll have to create SR against SR. AXIS BANK IS TESTING MY PATIENCE. I'LL BURN AXIS

 

[tappukepapa]

It's already created on 19th Oct. I think I'll have to create SR against SR. AXIS BANK IS TESTING MY PATIENCE. I'LL BURN AXIS

Check service request status, it's still open or closed? Mine closed within 24 hours and card issued.

 

[Pankhuri]

Hence in this case, I strongly recommend you the " Liberty account " ..
It infact beneficial to have a Liberty account..
For 60k quarterly spends you get Rs 750 .
CC payments also qualified for you 60k milestone..
Go thru that massive thread by Maharaj @VISHESH_BANSAL

We really need to implement the XDA method for long threads where first and 2nd replies to a post were reserved by the OP to post any updates and changes. This way most updated info is available readily.

 

[SSV]

We really need to implement the XDA method for long threads where first and 2nd replies to a post were reserved by the OP to post any updates and changes. This way most updated info is available readily.

Good idea..
We can implement the same, by updating the the same initial post by breaking down in to seperate sections.. by editing the post and
time stamping the edited section...