Axis ace vs Axis Flipkart for offline spends purely

[saucy]

Does it make sense to get axis ace for offline spends if it's purely going to be used for offline spends?
I don't have much of utilities to pay - but i see most of the members here have an Ace.
Is there anything I'm missing?

 

[pprakash11]

I feel my Axis Flipkart useless, though keeping it only because LTF.
Daily driver is ACE.😁

 

[sheru]

I feel my Axis Flipkart useless, though keeping it only because LTF.
Daily driver is ACE.😁

I have FK and ACE, both paid.
Thinking of closing or switching FK to some other Axis card.
Any suggestion?

 

[Rohith_Kumar_Sp]

I have FK and ACE, both paid.
Thinking of closing or switching FK to some other Axis card.
Any suggestion?

Get amazon icici for shopping, close FK, use ace for bills and offline.

 

[panu24]

I have FK and ACE, both paid.
Thinking of closing or switching FK to some other Axis card.
Any suggestion?

If you use Airtel then you can have another cashback card as Airtel axis card.

 

[sheru]

Get amazon icici for shopping, close FK, use ace for bills and offline.

Already have Amazon ICICI.
Want replacement for FK. Will i get a upgrade to any axis core card?

 

[sheru]

If you use Airtel then you can have another cashback card as Airtel axis card.

Nope. All Jio in family and friends.

 

[Andy1]

Axis ACE any day

 

[saucy]

Axis ACE any day

Do elaborate 🙂

 

[Andy1]

okay then in points
1)you can get 5% or more cashback on flipkart with many cards like millenia/cashback etc. but getting 5% flat on utilities(Flipkart card no reward on utilities) is rare.
2)whenever axis offer comes on flipkart, axis ace will also be eligible and it happens 2 or 3 times only in a year.
3) 2% > 1.5% offline
4) Except Flipkart other websites 2% again better than 1.5% .

 

[Credit Karma]

It's axis ace gpay card not SC

I was asking specifically for SC Smart CC though...

 

[pprakash11]

okay then in points
1)you can get 5% or more cashback on flipkart with many cards like millenia/cashback etc. but getting 5% flat on utilities(Flipkart card no reward on utilities) is rare.
2)whenever axis offer comes on flipkart, axis ace will also be eligible and it happens 2 or 3 times only in a year.
3) 2% > 1.5% offline
4) Except Flipkart other websites 2% again better than 1.5% .

Adding one important point:

Axis ACE rounds up to higher value.

Axis Flipkart "always" rounds up to lower value.

 

[Rohith_Kumar_Sp]

I was asking specifically for SC Smart CC though...

My post is about axis ace vs flipkart, you specifically tagged me asking is "SC that good"

My response was for axis ace vs flipkart ace.

Post in thread 'Axis ace vs Axis Flipkart for offline spends purely' https://www.technofino.in/community...t-for-offline-spends-purely.10828/post-178105

 

[FinoGuy]

There's simply no competition, flipkart Axis is terrible value. Why are people still going for that? Stop. Flipkart itself a bad marketplace since WS retailer departed and joined amazon as Appolo retail

View attachment 14558

based on this table, Axis Flipkart is not at all good in comparison to Axis Ace.

in Flipkart sale only, it can be beneficial, where user can get 10% off of sale, and 5% extra as cashback.

Amazon icici card and Millenia also are worth having.

You get better bill payments and offline cb in axis ace than you'll ever will on flipkart ace

940 points I've gotten from Lost month for doing basic genuine transactions

What's your take now in 2024,after recent Devaluation?

 

[thegame]

if its just offline spends then best for me would be AU LIT as you will end up with 4.6% CB if you are spending 10K at offline stores per month, 2.2% if its 1L per month @ offline stores..

 

[CHOCOPANDA]

if its just offline spends then best for me would be AU LIT as you will end up with 4.6% CB if you are spending 10K at offline stores per month, 2.2% if its 1L per month @ offline stores..

But in au lit...Aisa lagta hai ki ...if plan taken for extra cashback..then u must hav to use it...but with ace ..u can get cashback when u need it. U do not need to spend unnecessary.
My wallet I always keep..ace

 

[FinoGuy]

if its just offline spends then best for me would be AU LIT as you will end up with 4.6% CB if you are spending 10K at offline stores per month, 2.2% if its 1L per month @ offline stores..

Max cap for cb?

 

[thegame]

Max cap for cb?

1) Milestone feature - 500Rs (max) for 7500 monthly spends 2) 10x offline spends - for every 100 you get 10RPs (no capping) where 1RP is 0.2Rs (earlier it was 0.25), plus 299+GST = Rs. 353 for each feature for 3 months, so if you are spending 10k per month then 1) 500Rs 2) 1000RPs = 200Rs so total CB per month = Rs 700, for 3 months its 2100

10k spends for 3 months = 30k
Total CB = 2100
Feature charges = 353+353= 706
Final CB = 2100-706 = 1394
Final CB% = 1394/30k = 4.64%

 

[thegame]

But in au lit...Aisa lagta hai ki ...if plan taken for extra cashback..then u must hav to use it...but with ace ..u can get cashback when u need it. U do not need to spend unnecessary.
My wallet I always keep..ace

yes.. AU LIT makes sense only if you are sure to spend more than 7500 per month as the main feature - "Milestone" gives 500Rs only on crossing 7500 total spends on the card

 

[FinoGuy]

1) Milestone feature - 500Rs (max) for 7500 monthly spends 2) 10x offline spends - for every 100 you get 10RPs (no capping) where 1RP is 0.2Rs (earlier it was 0.25), plus 299+GST = Rs. 353 for each feature for 3 months, so if you are spending 10k per month then 1) 500Rs 2) 1000RPs = 200Rs so total CB per month = Rs 700, for 3 months its 2100

10k spends for 3 months = 30k
Total CB = 2100
Feature charges = 353+353= 706
Final CB = 2100-706 = 1394
Final CB% = 1394/30k = 4.64%

Wow! Means I if spend 7500rs every month then for 3 months, net 5.52% cashback?? If spends are higher than 7.5k/pm, the cashback gradually decreases am I right ?.
Edit :I was wrong. Its 5%upto 500.&not 500rs flat. So spend 10k minimum for max benefit

 

[ronakshah]

Wow! Means I if spend 7500rs every month then for 3 months, net 5.52% cashback?? If spends are higher than 7.5k/pm, the cashback gradually decreases am I right ?

Just to clarify.

For milestone feature - you need to spend min 7.5k to get the cashback. So if you spend anything less than 7.5k you will not receive any cashback. Above 7.5k you will receive cashback @5% and you need to spend 10k to receive max cashback of 500rs.