Axis Bank application process (I have a home loan -- and attached savings account -- so applying through the link on Internet Banking portal) includes a checkbox "Do you want to opt for Credit Limit Increase?" which specifies it will happen after 6 months of use, but doesn't specify if there'll be a CIBIL hard pull or whether there will be fees.
Could anyone please clarify these two things?
Could anyone please clarify these two things?