Axis Bank Auto LE?

[sahilag]

Does Axis Bank offer Auto LE?
I got low limit of Rs. 20,000 (Vistara Sig), do not have any income docs... what to do.

 

[hariselio]

i think it does enhance based spending... For me flipkart card was given with 1.75L limit, then later increased to 4L. I've not given any income docs.

 

[sahilag]

Should I keep using till limit? Or 30-40%. I assume LE happens automatically

 

[mgforce]

Nothing for me!

 

[Extrovert🌃]

Does Axis Bank offer Auto LE?
I got low limit of Rs. 20,000 (Vistara Sig), do not have any income docs... what to do.

20k on Vistara Sig , that's interesting. Got my first axis FK with 15k without any income docs but history of slice and onecard on my cibil

 

[prc1990]

i think it does enhance based spending... For me flipkart card was given with 1.75L limit, then later increased to 4L. I've not given any income docs.

Any CIBIL enquiry for pre-approved limit enhancement?

 

[hariselio]

Any CIBIL enquiry for pre-approved limit enhancement?

i got long before, at least year or two before, so not sure what is the current status. and in my case, there was no cibil enquiry.

 

[drdimmiti]

H

i think it does enhance based spending... For me flipkart card was given with 1.75L limit, then later increased to 4L. I've not given any income docs.

How many months it took for you to get auto LE from the date card issued?

 

[prc1990]

H

How many months it took for you to get auto LE from the date card issued?

I received the pre-approved LE today and it is around 1.5 year since inception. Though it may vary based on your spending pattern and amount.

 

[ashwinkashwink is verified member.]

I received the pre-approved LE today and it is around 1.5 year since inception. Though it may vary based on your spending pattern and amount.

Did you used axis card frequently for pre approved le?

 

[hariselio]

H

How many months it took for you to get auto LE from the date card issued?

just checked the statements..

OCT-2019 -> 1.75L
APR-2021 -> 2.65L
JAN-2022 -> 4L

 

[drdimmiti]

just checked the statements..

OCT-2019 -> 1.75L
APR-2021 -> 2.65L
JAN-2022 -> 4L

Nice…. How was your spending on the card?

 

[hariselio]

@drdimmiti earlier days, i use flipkart often, but from last year or so, purchases on flipkart reduced. So not much use for flipkart axis card, in fact planning to close this card as this is paid card.

 

[prc1990]

Did you used axis card frequently for pre approved le?

Not exactly. I'm not a heavy spender. Pretty average and normal spending pattern. Got the LE for MyZone.