Axis Bank Cooldown Period

[karanarora]

What is the actual cooldown period for Axis Bank credit cards?
Someone says it's 6 months, someone 3 months.
Can anybody confirm?

 

[prc1990]

Maybe I got a different message of application decline as I applied through an agent on some "deal4loans" website. But why care about reference number or application ID? In the end, approval matters. I let credit card applications get processed in their own style. I hardly make any follow-up on my credit card applications. And you already have Myzone CC, most probably with a better limit compared to mine. Then why care for axis applications, when you can get another axis cc by calling customer care directly?

Because I applied for an ACE at LTF pricing by pushing it through my corporate relationship manager 🥲.

 

[Dhaval parihar]

I applied axis neo 5 months back ( rejected )
Yesterday applied axis iocl ltf card filled all the basic details and thatsbit i got my application no
Today my application is rejected🙁

 

[CMGCMG is verified member.]

I applied axis neo 5 months back ( rejected )
Yesterday applied axis iocl ltf card filled all the basic details and thatsbit i got my application no
Today my application is rejected🙁

Applied online or offline?

 

[Dhaval parihar]

Online

 

[Dhaval parihar]

Online

My cibil is 750+

 

[CMGCMG is verified member.]

Online

Have you received the pdf from axis bank mentioning the rejection? If not, wait for it. If the reason mentioned in it is "Internal policies", apply offline via branch.

 

[Dhaval parihar]

Have you received the pdf from axis bank mentioning the rejection? If not, wait for it. If the reason mentioned in it is "Internal policies", apply offline via branch.

Like i can apply instantly or should i wait again 6 minths?

 

[Dhaval parihar]

Iocl ltf free offer available hai offline ?

 

[CMGCMG is verified member.]

Like i can apply instantly or should i wait again 6 minths?

Wait for a month and apply offline.

 

[Dhaval parihar]

Wait for a month and apply offline.

30 nov is the last date for ltf offer

 

[CMGCMG is verified member.]

30 nov is the last date for ltf offer

Then try anyways via offline before nov 25th. Tthere will be an extra enquiry in your cibil from axis. There is a strong possibility of axis rejecting application mentioning that you have a recent application in process. Also tell the agent that your online application which was submitted on so and so date got rejected.

 

[Saif77]

Got rejected 8 times in 6 months. Finally.

4th credit card for me.

 

[Dhaval parihar]

Got rejected 8 times in 6 months. Finally.

4th credit card for me.

Rejected 8times by axis ?

 

[Saif77]

Yes.

 

[Dhaval parihar]

Yes.

Can you pls elaborate about all your application and the card which is approved did you apply offline

 

[Saif77]

Actually nothing to elaborate. Got declined everytime due to some internal policy. Applied every month once. Hoping to get it approved. Finally applied Indian Oil card 2 days back online seeing LTF. And got approved. idk what made the difference. maybe my overall depth of credit history turned 1 year. Idk the real reason tbh

 

[Saif77]

attached all the rejection screenshots😂😂 applied every basic card.

 

[thespy11]

Actually nothing to elaborate. Got declined everytime due to some internal policy. Applied every month once. Hoping to get it approved. Finally applied Indian Oil card 2 days back online seeing LTF. And got approved. idk what made the difference. maybe my overall depth of credit history turned 1 year. Idk the real reason tbh

do tell us the credit limit once u got to know 🤣🤣

 

[Saif77]

30k Limit

 

[shubham0976]

Got rejected 8 times in 6 months. Finally.

4th credit card for me.

how 4 cards?? can u explain, I thought axis only give 3 cards.