Axis Bank Credit Card New Application.....

[Ak Singh]

I have doubt about axis bank new credit card application, I had applied axis bank credit card in December, 2023 but it was rejected.
Then two days ago I applied axis ace credit card from my family members account because there was offer for applying. I have done physical verification kyc yesterday.
When I am checking my credit card status in axis bank mobile bank app when I clicked on apply now option for credit card, it is showing old credit card application number but I don't know how much old application is old and which application because axis bank rejected my application 8-10 times within last 9 months. So tell me Will this axis ace application will approve or not? Will axis bank check my old application also? I am attaching old application screenshot below.
but question is that I applied axis ace by different mobile number, this number is my family member which is not linked to my axis savings account .
will it create any problem when axis bank check my profile and will do credit assessment?

 

[VasukiVasuki is verified member.]

Why would you apply so many times when u know Cc application have cooling period of 3-6 month.
What is your cibil profile
Age and other cc u have or loan

 

[Ak Singh]

Why would you apply so many times when u know Cc application have cooling period of 3-6 month.
What is your cibil profile
Age and other cc u have or loan
My cibil score is 770

My credit age is 3years and I have icici 2 unsecured cards with shared limit 100k and one icici secured card 85000 limit and Rbl 25k limit and idfc wow fd card 5k limit and kotak personal loan 75000 and idfc first loan 160000 and 2-3 pay later accounts.

 

[Kumar93196]

My credit age is 3years and I have icici 2 unsecured cards with shared limit 100k and one icici secured card 85000 limit and Rbl 25k limit and idfc wow fd card 5k limit and kotak personal loan 75000 and idfc first loan 160000 and 2-3 pay later accounts.

Salaried or self employed?
Doing wfh or work from home.

 

[Ak Singh]

Salaried or self employed?
Doing wfh or work from home.

Self employed not salaried

 

[Kumar93196]

In net monthly salary option mention 4x of your Highest limit cc limit. And if bank asks for docs give them the highest limit cc statement.

 

[Ak Singh]

In net monthly salary option mention 4x of your Highest limit cc limit. And if bank asks for docs give them the highest limit cc statement.

Should I show them as salary person?

 

[VasukiVasuki is verified member.]

My credit age is 3years and I have icici 2 unsecured cards with shared limit 100k and one icici secured card 85000 limit and Rbl 25k limit and idfc wow fd card 5k limit and kotak personal loan 75000 and idfc first loan 160000 and 2-3 pay later accounts.

Target hdfc bank millniea
Kotak Myntra
Sbi bpcl Rupay
Idfc ( service area issue)


Axis is in limbo - none card makes sense ..so wait for few month..
Maybe open account in axis

 

[Ak Singh]

Target hdfc bank millniea
Kotak Myntra
Sbi bpcl Rupay
Idfc ( service area issue)


Axis is in limbo - none card makes sense ..so wait for few month..
Maybe open account in axis

I have already axis savings account and I opened in rural area branch and my address is in metrocity. Just because only for low MAB require ...still not getting pre-approved offers..
IDFC have also declined my card after home verification...

 

[VasukiVasuki is verified member.]

I have already axis savings account and I opened in rural area branch and my address is in metrocity. Just because only for low MAB require ...still not getting pre-approved offers..
IDFC have also declined my card after home verification...

Axis pre approved will come just do some fd of high amount.. withdraw..in few days

I got axis pre approved too

 

[Beyond]

I have already axis savings account and I opened in rural area branch and my address is in metrocity. Just because only for low MAB require ...still not getting pre-approved offers..
IDFC have also declined my card after home verification...

Do an FD of 35k+ for a month and break it. Receive some third party payment in your account. By the end of this year you'll surely have pre-approved offer in your account. Rural/metro does not matter! Axis gives card to moon also if it feels like else it will reject even Antilla 😀

 

[Kumar93196]

Nope

Should I show them as salary person?

In my case I opened axis Bank account used it for around 5-6 months... Than I applied for axis Flipkart from Flipkart app and within 3days it got approved no calls no msgs from axis.... And within 3 months i got pre approved offer for axis ace cc....
So in my opinion the best thing to do RN is to wait for 3-4 months than re apply.