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Axis Bank credit card rejection

  • Thread starter Thread starter NShah
  • Start date Start date
  • Replies Replies 101
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NShah

TF Prestige
My Axis bank Credit card application Rejected more than 10 times without any proper reason when asking for reason they says*Due to internal Policy*
I have Excellent Cibil 780 and Other Bank Credit cards with good limit
SBI-100K
HDFC-100K
ICICI-100K
Still got instant rejection.There is any Trick to get a normal axis bank Credit card?
 
Solution
So basically they keep approving the cards that are useful to them and keep rejecting thar cards that are useful to is..
I've mentioned this multiple times, and I'll say it again for you. 🤣

They won't hesitate to offer you a Premium Card because they hope you'll overspend while chasing milestone benefits. However, with basic entry-level cards, your spending will align with your needs, reducing the likelihood of overspending. We tend to spend within the range to attain cashback. That's why Axis doesn't readily issue these cards.
My suggestion - Go to branch and ask about saving account and credit card. Let them chase you. It will be on your terms then.
If they don't seem interested, just open a saving account. After some time, apply for cc.
 
My suggestion - Go to branch and ask about saving account and credit card. Let them chase you. It will be on your terms then.
If they don't seem interested, just open a saving account. After some time, apply for cc.
One thing we never want to see happen is: .. AX*S chasing us for anything... I mean anything... either before becoming customer or after becoming customer....
Any opinion guys and gals(if any).....
 
I've been rejected CC by axis for the past 4 years now and then, even after physical verification.

Two days back i clicked on the Axis IndianOil RUPAY card LTF banner and filled up the form and submitted it. Did VKYC later. No documents and no physical verification.

Card got approved and its on its way thru BLUE DART.

Maybe they found out me holding 2 CC's from CITI(acquired by axis now) and approved the CC. Who knows?
 
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