Axis Bank Credit Card Rejection

[rahul.h.desai]

Applied for Axis Credit Card in September and had to follow up multiple times to get status.

After escalating, I got an email for rejection. Reason given below:

Application rejected for Applicant pulled Cibil report 1 month vintage validity expired.

Anyone know what this means?

 

[vega]

Applied for Axis Credit Card in September and had to follow up multiple times to get status.

After escalating, I got an email for rejection. Reason given below:

Application rejected for Applicant pulled Cibil report 1 month vintage validity expired.

Anyone know what this means?

@SSV your expertise needed.

 

[SSV]

Applied for Axis Credit Card in September and had to follow up multiple times to get status.

After escalating, I got an email for rejection. Reason given below:

Application rejected for Applicant pulled Cibil report 1 month vintage validity expired.

Anyone know what this means?

I guess:
It means they pulled your CIBIL in September and by the time they want to make decision with regard to your appreciation in November, it is more than 30 days old and hence they rejected your application as it's vintage is more than 30 days..

 

[rahul.h.desai]

I guess:
It means they pulled your CIBIL in September and by the time they want to make decision with regard to your appreciation in November, it is more than 30 days old and hence they rejected your application as it's vintage is more than 30 days..

Delay was from their side as I got an alert that an CIBIL enquiry was made the same day I submitted my application. I think the application went into a blackhole and after I escalated few times, they decided to review the application, and more than a month elapsed. I've email the PNO and waiting for response.

 

[SSV]

Delay was from their side as I got an alert that an CIBIL enquiry was made the same day I submitted my application. I think the application went into a blackhole and after I escalated few times, they decided to review the application, and more than a month elapsed. I've email the PNO and waiting for response.

You did the right thing by reaching out to PNO as the delay was on their part..
Buy I was explaining the reason for rejection.