Axis Bank Flipkart credit card was launched back in 2019 when the cobranded card space was evolving. I have held this card since then until last year after which I had closed this card to make space for other cards from Axis Bank's stable. I got this as an upgrade from the erstwhile Axis Buzz credit card which has similar benefits. This card is quite popular among cashback enthusiasts.
Here's a quick review of the same!
Complimentary Limit – 4 Visits/ Calendar year within India only for primary cardholders.
Access Via – Credit Card
Network – Visa Signature/ MasterCard World
The lounge access tie-up is very limited on this card so do check the latest lounge list before taking this card.
This one card when used for all your spending will give you quite a good value if you cross the yearly spending requirements. Its direct competitors are SBI Cashback and HDFC Millennia but they only give better reward rates on online spends only.
Are you holding the Axis Flipkart Credit Card? Tell us in the comments below about your experience.
Here's a quick review of the same!
Charges and Welcome Benefits
| Joining Fees | ₹500 + GST |
| Welcome Benefits | Flipkart Gift Voucher worth ₹500 |
| Annual Fees | ₹500 + GST |
| Annual Benefits | NIL |
| Annual Fee Waiver | Spend ₹3.5L on your card in a year for an annual fee waiver*. |
| Add-on Fees | NIL |
| Card Category | Cashback |
- *Rental and Wallet Transactions not included in annual fee waiver.
Reward Rate
| Spends Area | Cashback Rate |
| Flipkart Spends* | 5% |
| Myntra, Flipkart Hotel and Flight Bookings | 1.50% |
| Spends at Cleartrip, Swiggy, Uber, PVR, Tata Play and Cure.fit | 4% |
| Other Spends | 1.5% |
- *Cashback cannot be earned on transactions made on fuel spends, govt spends, purchase of gift cards on Flipkart and Myntra, EMI transactions, purchases converted to EMI post-facto, wallet-loading transactions, cash advances, rental payments, purchase of jewellery, insurance services, utilities, educational services, payment of outstanding balances, payment of card fees and other card charges
- Your cashback will be credited in the next billing cycle 3 days before the statement generation date
- No cash-back redemption fee is applicable
Other Benefits
Airport Lounge Access
Domestic Airport Lounge AccessComplimentary Limit – 4 Visits/ Calendar year within India only for primary cardholders.
Access Via – Credit Card
Network – Visa Signature/ MasterCard World
The lounge access tie-up is very limited on this card so do check the latest lounge list before taking this card.
Fuel Surcharge Waiver
1% waiver for transactions between ₹400 to ₹4000. Maximum surcharge waiver of ₹500 per statement cycle.Forex Markup
Forex markup charges are applicable of 3.5%+GST.TechnoFino Recommends
If you are a heavy spender on Flipkart and other preferred partners and want to have a card for offline spending as well then Axis Bank Flipkart Card is just the right one. The 5% unlimited cashback benefit on Flipkart purchases and an unlimited 1.5% cashback on all the spends make this card shine.This one card when used for all your spending will give you quite a good value if you cross the yearly spending requirements. Its direct competitors are SBI Cashback and HDFC Millennia but they only give better reward rates on online spends only.
Are you holding the Axis Flipkart Credit Card? Tell us in the comments below about your experience.
