Axis Bank Reopened Canceled Credit Card: What's Happening?

[Ekavya]

Axis Bank Reopened Canceled Credit Card: What's Happening?

I canceled my Flipkart 🪓 credit card in November before the renewal date. The card was closed and removed from my internet banking account. However, today, I noticed it reappeared in internet banking, and ₹30 was debited as an outstanding amount.

Upon contacting customer support, they responded:
"In the Governance Report, we found a debit balance on the card post-cancellation due to cashback. Hence, we have blocked the card again as C3."

It seems strange that Axis Bank reopened my card. Have they done this just to charge the renewal
fees?

 

[Anupama_Jha]

Axis Bank Reopened Canceled Credit Card: What's Happening?

I canceled my Flipkart 🪓 credit card in November before the renewal date. The card was closed and removed from my internet banking account. However, today, I noticed it reappeared in internet banking, and ₹30 was debited as an outstanding amount.

Upon contacting customer support, they responded:
"In the Governance Report, we found a debit balance on the card post-cancellation due to cashback. Hence, we have blocked the card again as C3."

It seems strange that Axis Bank reopened my card. Have they done this just to charge the renewal
fees?

Yeah, normal.

Just pay the dues ASAP.

Though u can fight with RBI Ombudsman with NOC for some if and but.

But bank's will only respond with MITC clause where it's mentioned "they can open card in future if any disputed trxn, or related is found"

**I have written the simplified version.

@VISHESH_BANSAL

 

[helloworld]

Axis Bank Reopened Canceled Credit Card: What's Happening?

I canceled my Flipkart 🪓 credit card in November before the renewal date. The card was closed and removed from my internet banking account. However, today, I noticed it reappeared in internet banking, and ₹30 was debited as an outstanding amount.

Upon contacting customer support, they responded:
"In the Governance Report, we found a debit balance on the card post-cancellation due to cashback. Hence, we have blocked the card again as C3."

It seems strange that Axis Bank reopened my card. Have they done this just to charge the renewal
fees?

Nov to Dec - normal, due to any changes in charges after closure, they can open. You have to clear dues asap.

If it happened after 6 or more months, then issue on bank side.

 

[Ekavya]

Nov to Dec - normal, due to any changes in charges after closure, they can open. You have to clear dues asap.

If it happened after 6 or more months, then issue on bank side.

Yeah, normal.
Just pay the dues ASAP.

Though u can fight with RBI Ombudsman with NOC for some if and but.

But bank's will only respond with MITC clause where it's mentioned "they can open card in future if any disputed trxn, or related is found"

**I have written the simplified version.

@VISHESH_BANSAL

So the best way is to pay the bill and again request to cancel the card?

 

[Anupama_Jha]

So the best way is to pay the bill and again request to cancel the card?

Just pay the bill and request NOC with mentioned "0 dues dated xx",

 

[helloworld]

So the best way is to pay the bill and again request to cancel the card?

technically your card already blocked and closed. you just have to clear pending dues, thats what you're doing now.



did you receive something like this when you closed that credit card?

 

[Ekavya]

technically your card already blocked and closed. you just have to clear pending dues, thats what you're doing now.

View attachment 76943

did you receive something like this when you closed that credit card?

After paying the outstanding I can't see that card anymore. I was then told by customer care guy that my card is automatically closed again

 

[helloworld]

After paying the outstanding I can't see that card anymore. I was then told by customer care guy that my card is automatically closed again

now ask no due certificate through mail and done.

 

[Anupama_Jha]

After paying the outstanding I can't see that card anymore. I was then told by customer care guy that my card is automatically closed again

Now she has became --->>>>>

Post in thread 'Can we apply HDFC swiggy credit card from Other bank credit card to card'

Dec 10, 2024

The relationship between hdfc core card and co-branded is like gharwali(wife) and baharwali(mistress). If you go behind baharwali you will never get a gharwali.

original in Telugu....................................... Remake in Hindi

• HumorSimpson

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• 
• 

Within few months, came again, ask alimony, sleep back.