Alex292929
TF Premier
Do banks provide non objection certificate for the canceled credit card?
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NOC for the canceled credit card
- Thread starter Alex292929
- Start date
Yes every bank provide the NOC but for some banks you have to ask them then only they provide noc. Like kotak provide upfront noc after closing of my kotak credit card.
Scb don’t provide anything unless u ask
So it depends upon which bank card u r closing
On a lighter note why would kim jong un care about a Noc? 🤣
In 2018 I closed their petrol card SVT
Rocky Bhai
TF Prestige
Why would Kim Jong un even pay his cc dues ?
If asked to pay he would have launched the missiles 🚀🚀
Simply u can check in Cibil Report
In last 8 years, I closed 13 cards, but no account opened again . And the same present in Cibil Report. Once closed it closed. If it shows closed in Cibil they can't open the same credit account no again, need to be open as a new account no. And some banks are not issuing the same card varient if closed, like if you close your ICICI MMT credit card, they are not issuing the same card in future.
No bank can give NOC for credit card closure. They don't have any objection to apply other cards, they simply drop a mail and msg for Closed account.
Never ever, don't disable any card particularly credit cards , Call customer care and request for card closure. It's a good practice.
SiddharthR
TF Legend
SBI provides NOC in app tooI said what if it went wrong scenarios (your 8 years and 13 cards has no issues but I personally see issues along with community posts).
View attachment 13024View attachment 13023
Actually it is example and in here card actually closed but bank can say 'disabled' - if one don't have NOC, how can they say 'I closed the card'?
every bank provides: https://www.technofino.in/community/threads/noc-for-the-canceled-credit-card.9809/post-156853
Some posts in the community where banks did something to their closed cards:
Indusind Bank NOT providing proper NOC for closed Credit Card. Looks like the supposedly closed Card is still working😰😰😰
I gave a request to Indusind Bank customer care over email, to close my Credit Card in the start of April. I got the confirmation from Indusind Bank over mail, that my card has been successfully closed on 30th April. The Indusind Bank CC Account is also being shown as 'closed' in my...www.technofino.in
How to close RBL Cards
Dear All, Now a days I noticed a lot of people are facing issues while closing their RBL Credit Card. It turns out to be a daunting task since these guys are too much reluctant to close any of the cards. They will make new promises & excuses over call which will never be executed & at the end...Waiver of Interest Charges on SBI Credit Card?
I was casually talking to one of my seniors, when suddenly, a discussion on the benefits of credit cards started between us. I came to know that he was pushed an SBI SimplyClick credit card by an agent 5 years back(when he was an MTech student), and has not used/checked that card a Single Time...
apply second screenshot in this post consider possibility of what if balance went to negative: https://www.technofino.in/community...wards-debited-for-instant-discount-txns.9057/
(SBI said, even with NOC there might be future charges, and you're saying it is not even required)
It's always good practice to get the NOC from the bank for any credit product be it loans/cards (unless if one has the capabillity to deal scenarios like above), it can be used as proof that said credit closed and received confirmation from them.
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