I have this account ,opened from axis banking correspondence using fingerprint (pay nearby jaise hi tha kuch) where I was sent through branch, branch doesn't Open this account after desion they told of banking correspondence,I also got pre approved credit card on this , i am happen with this 0 balance account, but debit card charges I won't find good for me as i have multiple bank accounts debit cards, also sms changes , may be soon I will close debit card ,, as said by some it have high other services charges , but I won't use other services ,, i opend this account mainly for pre approved credit card offer and,, for us stocks via vested (but for me it doesn't work for remittance so I used hdfc )