Axis Credit Card EMI pre closure

[SMS91]

Hello friends, I made a purchase of ₹12,500 using an Axis Credit Card on EMI for 6 months. I purchased the product on 17th November, and as of today, it shows as converted to EMI. My billing date is the 13th of every month. Now, I would like to pre-close this loan by the end of this month.

How can I do it? If I pay ₹12,500 to the credit card (there are no other purchases in this billing cycle), will the EMI close automatically, or do I need to use any other online method? (I don’t have an Axis bank account.)

 

[Anupama_Jha]

They won't close automatically, call 1800 103 5577 and tell them to close EMI.

Number operational between 8:00 am to 8:00 pm

 

[qf037x42v]

@SMS91 How did it go? I'm want to cancel mine too.

 

[SMS91]

I called customer care and requested to pre-close the EMI. The customer care executive canceled the EMI, and I need to pay the full/remaining amount in this month's bill. Additionally, the EMI processing fee and GST were reversed because I canceled the EMI before the bill was generated.

 

[qf037x42v]

Thanks. I'll call them today.

 

[runzone]

Axis EMI Cancellation is still 0? Anyone recently canceled?

 

[heyNitin]

Hey, did anyone try this in 2025?

I bought a product on no cost emi just today. My bill would be generated on 20th. If i cancel it once it's converted to emi and before bill generation, that would not attract any charges, right?

 

[Anupama_Jha]

Hey, did anyone try this in 2025?

I bought a product on no cost emi just today. My bill would be generated on 20th. If i cancel it once it's converted to emi before bill generation, that would not attract any charges, right?

Correct 💯 .