Axis Fibe Rupay CC is a Scam!!!

[AshCCtech]

Hi
I recently read about Axis Fibe Rupay CC. As usual 0 joining, LTF and 3% Cashback on all transactions seemed enticing. And given Axis Bank branding, everything looked legal.
But in order to apply for the card you need to download the Fibe app (be their customer). This is a personal loan app. And after downloading the app, it asks for all KYC details (PAN ,salary, bank account etc).
At the last stage of KYC details,it shows that you KYC is completed and your eligible for a personal loan of a <random amount>.
But nowhere in the app do they have the option to apply for the credit card.
And after giving mobile number, their call center employees will call and text everyday to take the personal loan. I asked them about requiring rupay credit card, they were clueless about it.

My personal opinion:Be careful of Fibe. They have created a ploy with Axis Bank's name and are giving personal loans in the name of credit card. DO NOT SHARE YOUR BANK DETAILS with Fibe.

 

[Tejo]

Hi
I recently read about Axis Fibe Rupay CC. As usual 0 joining, LTF and 3% Cashback on all transactions seemed enticing. And given Axis Bank branding, everything looked legal.
But in order to apply for the card you need to download the Fibe app (be their customer). This is a personal loan app. And after downloading the app, it asks for all KYC details (PAN ,salary, bank account etc).
At the last stage of KYC details,it shows that you KYC is completed and your eligible for a personal loan of a <random amount>.
But nowhere in the app do they have the option to apply for the credit card.
And after giving mobile number, their call center employees will call and text everyday to take the personal loan. I asked them about requiring rupay credit card, they were clueless about it.

My personal opinion:Be careful of Fibe. They have created a ploy with Axis Bank's name and are giving personal loans in the name of credit card. DO NOT SHARE YOUR BANK DETAILS with Fibe.

Fibe credit card is only for existing customers.

 

[AshCCtech]

Fibe credit card is only for existing customers.

So downloading the app and providing personal details should be considered as customer onboarding. Taking a personal loan that would impact your cibil score is not the right way to sell the credit card/s.

 

[Tejo]

If all are using credit cards like rewards/cashback cards. Then banks/fintechs will do these type of things only ......

So downloading the app and providing personal details should be considered as customer onboarding. Taking a personal loan that would impact your cibil score is not the right way to sell the credit card/s.

 

[Deleted member 11974]

So downloading the app and providing personal details should be considered as customer onboarding. Taking a personal loan that would impact your cibil score is not the right way to sell the credit card/s.

you should have read the tncs first
same is the case with indusind tiger cc

 

[sudheerreddy]

Hi
I recently read about Axis Fibe Rupay CC. As usual 0 joining, LTF and 3% Cashback on all transactions seemed enticing. And given Axis Bank branding, everything looked legal.
But in order to apply for the card you need to download the Fibe app (be their customer). This is a personal loan app. And after downloading the app, it asks for all KYC details (PAN ,salary, bank account etc).
At the last stage of KYC details,it shows that you KYC is completed and your eligible for a personal loan of a <random amount>.
But nowhere in the app do they have the option to apply for the credit card.
And after giving mobile number, their call center employees will call and text everyday to take the personal loan. I asked them about requiring rupay credit card, they were clueless about it.

My personal opinion:Be careful of Fibe. They have created a ploy with Axis Bank's name and are giving personal loans in the name of credit card. DO NOT SHARE YOUR BANK DETAILS with Fibe.

Thanks for the update,
I am also thinking of taking the Fibe Axis Card,
Now I will stop thinking. 🤣 🤣

 

[AshCCtech]

you should have read the tncs first
same is the case with indusind tiger cc

I was searching for tncs and couldn't find it. Hence, I posted about their bad scheme.

 

[Vasuki]

Fibe credit card is only for existing customers.

Explain the Process then !

 

[Tejo]

Explain the Process then !

Get a loan from fibe and pay it.

Then you may get offer to apply fibe card else request fibe grievance

One more undisclosed criteria : you should not hold any previous or existing relationship with Axis credit cards. 🤣🤣🤣 #not bank account

fibe card 3% cb is capped + Limited to mcc's is of not that much useful.

 

[Vasuki]

Get a loan from fibe and pay it.

Then you may get offer to apply fibe card else request fibe grievance

One more undisclosed criteria : you should not hold any previous or existing relationship with Axis credit cards. 🤣🤣🤣 #not bank account

fibe card 3% cb is capped + Limited to mcc's is of not that much useful.

Ok tata bye bye 😂