Axis limit increase, feel like in trapped scenario.

[manish.rdy]

I am a Axis salary account user, got my credit cards as below

My Zone - 86,000k (March 2022)
Flipkart - 86,000k (August 2022) (Pre approved - upgrade)

Vistara Platinum - Jan 2023 - March 2023 (Closed)

Over the last 1 year, I didn't get a limit increase offer from Axis. I raised multiple service requests to raise it with my existing other bank cards and payslips. Everytime axis says you need to update your work address on credit cards. I used to raise service requests and used to get messages like the request had been resolved. When I try to reach customer care they say address isn't updated. I took this issue to Nodal officer, still no response.

As next steps,

1. I have another pre approved card upgrade offer to Privilege, select and atlas. There is a new option called allow bank to review and increase my limit after 6 months.
2. Wait for my existing Amex card to turn 1 year and apply for c2c which has limit 3L

Also I want to make either of the 2 cards LTF.


Edit - All payments are made on time. Good cibil.

 

[BVCBVC is verified member.]

Can we transfer higher credit limit on one Axis bank credit card to another credit card in Axis??

 

[pprakash11]

Can we transfer higher credit limit on one Axis bank credit card to another credit card in Axis??

No. You can merge them.

 

[BVCBVC is verified member.]

No. You can merge them.

How to do the Merging? I have Privilege card with higher limit than my Magnus card, but my usage is high on Magnus so wish to merge the limits. What is the process??

 

[pprakash11]

How to do the Merging? I have Privilege card with higher limit than my Magnus card, but my usage is high on Magnus so wish to merge the limits. What is the process??

Mail to PNO.
Search for this axis limit merger threads on this forum, many thread are there, people have merged successfully.

 

[MinatoFlash]

I've been e-mailing pno to remove per-card limit but they keep on rejecting the request.

 

[viswateja]

Can we transfer higher credit limit on one Axis bank credit card to another credit card in Axis??

Yes by writing a mail to PNO.

 

[romilq]

‘There is a new option called allow bank to review and increase my limit after 6 months.’ Can you tell me where is this option ? Can you upload screenshot please ?

 

[pprakash11]

‘There is a new option called allow bank to review and increase my limit after 6 months.’ Can you tell me where is this option ? Can you upload screenshot please ?

This is only when you are applying for a new cc in Axis Bank.

 

[pythonlover]

Thank you. This worked. Along with that, I asked them to match my limit and sent my hdfc latest statement. They made a hard enquiry and matched the limit with HDFC.

Did they verify the office address?