Axis Magnus with Burgundy or HDFC Infinia Secured

[starstruck]

Hi All,

I have been offered a quote of 11 lakhs FD for secured HDFC Infinia. I already have Magnus and want to upgrade to Burgundy too with 10 lakhs balance in SA. I can only select one among them at this time. I will be able to gather another 10L only after 4-5 months. Pls recommend on what to take and share your opinions.

Background Info:

In Axis, I currently have Magnus (paid) and Vistara Infinite (paid) with shared limit of 4L. I am planning to take Atlas (paid) too as it is coming pre-approved. I will receive 25k ER for August month milestone achievement.

In HDFC, I have DCP (LTF), Tata Neu Plus (LTF) and HDFC Swiggy (paid) with shared limit of 1L.

Thanks in advance.

 

[gamersgzb]

Maybe because of city. Here in Bangalore, they don't care about 30L, they want 30 crore 😂.

Today I sent mail to md desk after rejection from my RM, branch manager and infinia services email. Also mentioned that I will move all my funds if not approved this time 😭. Let's see if it is of any use.

Same situation in all major cities...

 

[itsds]

I restarted with HDFC card in Jan only this year with HDFC as a preapproved offer. I had closed my card in 2022 as I had Moneyback which was kinda useless. I have sent my salary slips to the Chennai office by mail for enhancing my limit as the limit is less than my salary. Lets see what happens there.

I am not worried about keeping 10L in savings account as I will definitely be able to get more value out of Magnus than keeping the money in FD.

This thread is created to take guidance and opinions from people.

Did they increase the limit bro ?

 

[starstruck]

Did they increase the limit bro ?

No communication from their side yet.